Military BAHRATES

2026 BAH · pay grade O-3E

O-3E BAH rates 2026

Across DTMO's 299 military housing areas, O-3E BAH with dependents runs from $1,788 (Youngstown, OH) to $7,023 (Westchester County, NY). The median area pays $2,736 with dependents and $2,409 without.

$2,736/mo median
$7,023
Highest
Westchester County, NY
$2,409
Median without
$327 less a month
+4.3%
Median change
vs 2025, with dependents
$5,235
Gap
highest to lowest area

Who is O-3E

O-3E is the rate for an O-3 officer with more than four years of active service as an enlisted member or warrant officer.

O-3E with dependents in every housing area

Monthly BAH, 2026. Each tick is one military housing area; the median area is highlighted.

Ketchikan, AK: $3,510Sitka, AK: $3,546Juneau, AK: $3,720Kodiak Island, AK: $3,348Anchorage, AK: $3,558Fairbanks, AK: $3,066Anniston/Fort McClellan, AL: $1,800Fort Rucker, AL: $2,394Huntsville, AL: $2,325Mobile, AL: $2,340Montgomery, AL: $2,100Auburn, AL: $2,556Birmingham, AL: $2,613Little Rock, AR: $2,127Fort Chaffee/Fort Smith, AR: $2,070Fayetteville, AR: $2,487Phoenix, AZ: $2,547Fort Huachuca, AZ: $2,277Davis-Monthan AFB, AZ: $2,289Yuma, AZ: $2,157Oakland, CA: $4,566San Francisco, CA: $5,955China Lake, CA: $2,289Fresno, CA: $3,063Lemoore NAS, CA: $2,553Camp Pendleton, CA: $4,854Ventura, CA: $4,365Vandenberg SFB, CA: $3,933Marin/Sonoma, CA: $4,335Barstow/Fort Irwin, CA: $2,856San Bernardino, CA: $3,504Twentynine Palms MCB, CA: $2,940Beale AFB, CA: $3,231Sacramento, CA: $3,165Stockton, CA: $3,507Vallejo/Travis AFB, CA: $3,636Los Angeles, CA: $4,767San Diego, CA: $4,770Monterey, CA: $5,031Riverside, CA: $3,783Humboldt County, CA: $2,961Santa Clara County, CA: $5,496San Luis Obispo, CA: $4,536Bridgeport, CA: $3,150El Centro, CA: $2,751Edwards AFB/Palmdale, CA: $3,414Denver, CO: $3,306Colorado Springs, CO: $2,679Fort Collins, CO: $2,901Boulder, CO: $3,846New London, CT: $3,465Hartford, CT: $3,930New Haven/Fairfield, CT: $4,038Washington, DC Metro Area: $4,197Dover AFB/Rehoboth, DE: $3,069Eglin AFB, FL: $3,468Gainesville, FL: $2,850Jacksonville, FL: $2,463Patrick SFB, FL: $2,991Miami/Fort Lauderdale, FL: $4,791Orlando, FL: $3,045Panama City, FL: $2,802Pensacola, FL: $2,340Tallahassee, FL: $2,721Tampa, FL: $3,156West Palm Beach, FL: $4,191Ocala, FL: $2,565Florida Keys, FL: $5,232Volusia County, FL: $2,721Fort Pierce, FL: $3,228Fort Myers Beach, FL: $3,228Atlanta, GA: $2,784Albany, GA: $2,073Fort Gordon, GA: $2,388Kings Bay/Brunswick, GA: $2,550Fort Benning, GA: $2,166Robins AFB, GA: $2,334Savannah, GA: $2,874Dahlonega, GA: $2,619Moody AFB, GA: $2,157Maui County, HI: $5,793Honolulu County, HI: $4,572Hawaii County, HI: $4,026Kauai County, HI: $4,986Des Moines, IA: $2,559Boise, ID: $2,475Mountain Home AFB, ID: $2,478Champaign/Urbana, IL: $2,310Rock Island, IL: $2,448Peoria, IL: $2,151Great Lakes NAVTRACEN, IL: $3,183Scott AFB, IL: $2,397Chicago, IL: $3,810Springfield/Decatur, IL: $2,109Indianapolis, IN: $2,373Fort Wayne, IN: $2,343Terre Haute, IN: $2,175Bloomington, IN: $2,673Fort Riley, KS: $2,052Wichita/McConnell AFB, KS: $2,073Fort Leavenworth, KS: $2,448Topeka, KS: $2,211Fort Campbell, KY: $2,634Lexington, KY: $2,370Louisville, KY: $2,547Fort Knox, KY: $2,559Frankfort, KY: $2,154Paducah, KY: $2,205Alexandria, LA: $2,097Baton Rouge, LA: $2,346Fort Polk, LA: $2,022New Orleans, LA: $2,688Shreveport/Barksdale AFB, LA: $2,403Lafayette, LA: $2,157St. Mary and Terrebonne, LA: $2,157Lake Charles, LA: $2,109Monroe, LA: $1,812Nantucket, MA: $5,832Boston, MA: $5,511Worcester, MA: $4,002Fitchburg, MA: $4,302Cape Cod-Plymouth, MA: $4,626Essex Co., MA: $4,887Hampden County, MA: $3,576Martha's Vineyard, MA: $5,193Hanscom AFB, MA: $5,115Aberdeen Proving Grounds, MD: $3,222Annapolis, MD: $3,612Baltimore, MD: $3,303Fort Detrick, MD: $3,399Fort G. G. Meade, MD: $3,570Indian Head NAVORDSTA, MD: $3,831Patuxent River, MD: $2,910Eastern Shore, MD: $2,514Oxford, MD: $3,162Brunswick, ME: $3,813Portland, ME: $4,524Coastal Maine, ME: $2,952Bangor, ME: $2,598Detroit, MI: $2,982Marquette, MI: $2,502Sault Ste. Marie, MI: $2,124Traverse City, MI: $3,156Grand Haven, MI: $2,649Battle Creek/Kalamazoo, MI: $2,634Lansing, MI: $2,310Grand Rapids, MI: $2,571Ann Arbor, MI: $3,561Saginaw, MI: $1,887Duluth, MN: $2,478Minneapolis/St. Paul, MN: $3,033Kansas City, MO: $2,451St. Louis, MO: $2,892Whiteman AFB, MO: $2,370Fort Leonard Wood, MO: $2,085Springfield, MO: $2,169Columbia/Jefferson City, MO: $2,247Gulfport, MS: $2,199Columbus AFB, MS: $2,265Jackson, MS: $2,658Meridian, MS: $2,070Hattiesburg, MS: $2,001Malmstrom SFB/Great Falls, MT: $2,391Helena, MT: $2,895Outer Banks, NC: $3,246Morehead/Cherry Pt. MCAS, NC: $2,550Camp Lejeune, NC: $2,208Charlotte, NC: $2,484Durham/Chapel Hill, NC: $2,703Elizabeth City, NC: $2,823Fort Bragg/Pope, NC: $2,289Seymour Johnson AFB, NC: $2,340Greensboro, NC: $2,358Raleigh, NC: $2,481Wilmington, NC: $2,805Asheville, NC: $3,069Bismarck, ND: $2,382Fargo, ND: $2,613Grand Forks, ND: $2,325Minot AFB, ND: $2,262Omaha/Offutt AFB, NE: $2,769Lincoln, NE: $2,382Portsmouth, NH/Kittery, ME: $4,704Manchester/Concord, NH: $4,365Atlantic City, NJ: $3,801Cape May, NJ: $3,390Fort Monmouth/Earle NWS, NJ: $4,503Perth Amboy, NJ: $4,422Northern New Jersey, NJ: $5,325Trenton, NJ: $4,620JB McGuire-Dix-Lakehurst, NJ: $3,702Holloman AFB/Alamogordo, NM: $2,028Albuquerque/Kirtland AFB, NM: $2,520Cannon AFB/Clovis, NM: $1,896White Sands MR/Las Cruces, NM: $2,154Santa Fe/Los Alamos, NM: $3,795Fallon NAS, NV: $2,406Nellis AFB/Las Vegas, NV: $2,487Reno/Carson City, NV: $2,946Ballston Spa/Albany, NY: $3,381Buffalo, NY: $2,919West Point, NY: $4,608Long Island, NY: $5,262New York City, NY: $5,949Rochester, NY: $2,880Rome/Griffiss AFB, NY: $2,976Syracuse, NY: $2,919Fort Drum/Watertown, NY: $2,559Westchester County, NY: $7,023Staten Island, NY: $4,776Akron, OH: $2,169Cincinnati, OH: $2,724Cleveland, OH: $2,637Columbus, OH: $2,679Wright-Patterson AFB, OH: $2,259Toledo, OH: $2,346Youngstown, OH: $1,788Altus AFB, OK: $1,971Vance AFB/Enid, OK: $1,977Fort Sill/Lawton, OK: $1,893Oklahoma City, OK: $2,070Tulsa, OK: $2,280Astoria, OR: $3,339Coos Bay, OR: $2,814Portland, OR: $3,207Salem, OR: $2,847Corvallis, OR: $3,102Eugene, OR: $2,913Carlisle Barracks, PA: $2,694Philadelphia, PA/Camden, NJ: $3,189Willow Grove, PA: $3,549Pittsburgh, PA: $2,823State College, PA: $2,739Erie, PA: $1,965Wilkes-Barre/Scranton, PA: $2,241Allentown/Bethlehem, PA: $3,015Newport, RI: $4,284Providence, RI: $4,152Beaufort/Parris Island, SC: $3,009Charleston, SC: $2,802Columbia/Fort Jackson, SC: $2,361Greenville, SC: $2,322Myrtle Beach, SC: $2,643Sumter/Shaw AFB, SC: $2,193Rapid City/Ellsworth AFB, SD: $2,574Sioux Falls, SD: $2,211Chattanooga, TN: $2,700Knoxville, TN: $3,060Memphis, TN: $2,409Nashville, TN: $2,898Johnson City/Kingsport, TN: $2,490Abilene/Dyess AFB, TX: $2,937Austin, TX: $3,624Beaumont, TX: $2,091College Station, TX: $2,904Corpus Christi, TX: $2,604Dallas, TX: $2,934Laughlin AFB/Del Rio, TX: $2,307El Paso, TX: $2,268Brownsville, TX: $2,316Houston, TX: $2,856Lubbock, TX: $2,145Goodfellow AFB, TX: $2,256San Antonio, TX: $2,196Fort Hood, TX: $2,451Wichita Falls/Sheppard AFB, TX: $2,490Fort Worth, TX: $2,526Waco, TX: $2,568Ogden/Hill AFB, UT: $2,454Salt Lake City, UT: $2,838Provo, UT: $2,631Charlottesville, VA: $3,177Quantico/Woodbridge, VA: $3,519Hampton/Newport News, VA: $2,637Norfolk/Portsmouth, VA: $2,859Richmond/Fort Lee, VA: $2,883Warrenton, VA: $3,912Lexington, VA: $2,262Roanoke, VA: $2,430Dahlgren/Fort A.P. Hill, VA: $3,027Burlington, VT: $4,380Bremerton, WA: $3,144Everett, WA: $3,666Port Angeles, WA: $3,174Seattle, WA: $4,371Spokane, WA: $2,937Tacoma, WA (JBLM): $3,216Whidbey Island, WA: $3,189Yakima, WA: $2,847Madison, WI: $3,582Milwaukee, WI: $3,363Sparta/Fort McCoy, WI: $2,001Stevens Point, WI: $1,791Morgantown, WV: $2,184Huntington, WV: $1,989Charleston, WV: $2,016Eastern Panhandle, WV: $2,622Cheyenne, WY: $2,568Lowest $1,788Highest $7,023Median area$2,736
Ketchikan, AK: $3,510Sitka, AK: $3,546Juneau, AK: $3,720Kodiak Island, AK: $3,348Anchorage, AK: $3,558Fairbanks, AK: $3,066Anniston/Fort McClellan, AL: $1,800Fort Rucker, AL: $2,394Huntsville, AL: $2,325Mobile, AL: $2,340Montgomery, AL: $2,100Auburn, AL: $2,556Birmingham, AL: $2,613Little Rock, AR: $2,127Fort Chaffee/Fort Smith, AR: $2,070Fayetteville, AR: $2,487Phoenix, AZ: $2,547Fort Huachuca, AZ: $2,277Davis-Monthan AFB, AZ: $2,289Yuma, AZ: $2,157Oakland, CA: $4,566San Francisco, CA: $5,955China Lake, CA: $2,289Fresno, CA: $3,063Lemoore NAS, CA: $2,553Camp Pendleton, CA: $4,854Ventura, CA: $4,365Vandenberg SFB, CA: $3,933Marin/Sonoma, CA: $4,335Barstow/Fort Irwin, CA: $2,856San Bernardino, CA: $3,504Twentynine Palms MCB, CA: $2,940Beale AFB, CA: $3,231Sacramento, CA: $3,165Stockton, CA: $3,507Vallejo/Travis AFB, CA: $3,636Los Angeles, CA: $4,767San Diego, CA: $4,770Monterey, CA: $5,031Riverside, CA: $3,783Humboldt County, CA: $2,961Santa Clara County, CA: $5,496San Luis Obispo, CA: $4,536Bridgeport, CA: $3,150El Centro, CA: $2,751Edwards AFB/Palmdale, CA: $3,414Denver, CO: $3,306Colorado Springs, CO: $2,679Fort Collins, CO: $2,901Boulder, CO: $3,846New London, CT: $3,465Hartford, CT: $3,930New Haven/Fairfield, CT: $4,038Washington, DC Metro Area: $4,197Dover AFB/Rehoboth, DE: $3,069Eglin AFB, FL: $3,468Gainesville, FL: $2,850Jacksonville, FL: $2,463Patrick SFB, FL: $2,991Miami/Fort Lauderdale, FL: $4,791Orlando, FL: $3,045Panama City, FL: $2,802Pensacola, FL: $2,340Tallahassee, FL: $2,721Tampa, FL: $3,156West Palm Beach, FL: $4,191Ocala, FL: $2,565Florida Keys, FL: $5,232Volusia County, FL: $2,721Fort Pierce, FL: $3,228Fort Myers Beach, FL: $3,228Atlanta, GA: $2,784Albany, GA: $2,073Fort Gordon, GA: $2,388Kings Bay/Brunswick, GA: $2,550Fort Benning, GA: $2,166Robins AFB, GA: $2,334Savannah, GA: $2,874Dahlonega, GA: $2,619Moody AFB, GA: $2,157Maui County, HI: $5,793Honolulu County, HI: $4,572Hawaii County, HI: $4,026Kauai County, HI: $4,986Des Moines, IA: $2,559Boise, ID: $2,475Mountain Home AFB, ID: $2,478Champaign/Urbana, IL: $2,310Rock Island, IL: $2,448Peoria, IL: $2,151Great Lakes NAVTRACEN, IL: $3,183Scott AFB, IL: $2,397Chicago, IL: $3,810Springfield/Decatur, IL: $2,109Indianapolis, IN: $2,373Fort Wayne, IN: $2,343Terre Haute, IN: $2,175Bloomington, IN: $2,673Fort Riley, KS: $2,052Wichita/McConnell AFB, KS: $2,073Fort Leavenworth, KS: $2,448Topeka, KS: $2,211Fort Campbell, KY: $2,634Lexington, KY: $2,370Louisville, KY: $2,547Fort Knox, KY: $2,559Frankfort, KY: $2,154Paducah, KY: $2,205Alexandria, LA: $2,097Baton Rouge, LA: $2,346Fort Polk, LA: $2,022New Orleans, LA: $2,688Shreveport/Barksdale AFB, LA: $2,403Lafayette, LA: $2,157St. Mary and Terrebonne, LA: $2,157Lake Charles, LA: $2,109Monroe, LA: $1,812Nantucket, MA: $5,832Boston, MA: $5,511Worcester, MA: $4,002Fitchburg, MA: $4,302Cape Cod-Plymouth, MA: $4,626Essex Co., MA: $4,887Hampden County, MA: $3,576Martha's Vineyard, MA: $5,193Hanscom AFB, MA: $5,115Aberdeen Proving Grounds, MD: $3,222Annapolis, MD: $3,612Baltimore, MD: $3,303Fort Detrick, MD: $3,399Fort G. G. Meade, MD: $3,570Indian Head NAVORDSTA, MD: $3,831Patuxent River, MD: $2,910Eastern Shore, MD: $2,514Oxford, MD: $3,162Brunswick, ME: $3,813Portland, ME: $4,524Coastal Maine, ME: $2,952Bangor, ME: $2,598Detroit, MI: $2,982Marquette, MI: $2,502Sault Ste. Marie, MI: $2,124Traverse City, MI: $3,156Grand Haven, MI: $2,649Battle Creek/Kalamazoo, MI: $2,634Lansing, MI: $2,310Grand Rapids, MI: $2,571Ann Arbor, MI: $3,561Saginaw, MI: $1,887Duluth, MN: $2,478Minneapolis/St. Paul, MN: $3,033Kansas City, MO: $2,451St. Louis, MO: $2,892Whiteman AFB, MO: $2,370Fort Leonard Wood, MO: $2,085Springfield, MO: $2,169Columbia/Jefferson City, MO: $2,247Gulfport, MS: $2,199Columbus AFB, MS: $2,265Jackson, MS: $2,658Meridian, MS: $2,070Hattiesburg, MS: $2,001Malmstrom SFB/Great Falls, MT: $2,391Helena, MT: $2,895Outer Banks, NC: $3,246Morehead/Cherry Pt. MCAS, NC: $2,550Camp Lejeune, NC: $2,208Charlotte, NC: $2,484Durham/Chapel Hill, NC: $2,703Elizabeth City, NC: $2,823Fort Bragg/Pope, NC: $2,289Seymour Johnson AFB, NC: $2,340Greensboro, NC: $2,358Raleigh, NC: $2,481Wilmington, NC: $2,805Asheville, NC: $3,069Bismarck, ND: $2,382Fargo, ND: $2,613Grand Forks, ND: $2,325Minot AFB, ND: $2,262Omaha/Offutt AFB, NE: $2,769Lincoln, NE: $2,382Portsmouth, NH/Kittery, ME: $4,704Manchester/Concord, NH: $4,365Atlantic City, NJ: $3,801Cape May, NJ: $3,390Fort Monmouth/Earle NWS, NJ: $4,503Perth Amboy, NJ: $4,422Northern New Jersey, NJ: $5,325Trenton, NJ: $4,620JB McGuire-Dix-Lakehurst, NJ: $3,702Holloman AFB/Alamogordo, NM: $2,028Albuquerque/Kirtland AFB, NM: $2,520Cannon AFB/Clovis, NM: $1,896White Sands MR/Las Cruces, NM: $2,154Santa Fe/Los Alamos, NM: $3,795Fallon NAS, NV: $2,406Nellis AFB/Las Vegas, NV: $2,487Reno/Carson City, NV: $2,946Ballston Spa/Albany, NY: $3,381Buffalo, NY: $2,919West Point, NY: $4,608Long Island, NY: $5,262New York City, NY: $5,949Rochester, NY: $2,880Rome/Griffiss AFB, NY: $2,976Syracuse, NY: $2,919Fort Drum/Watertown, NY: $2,559Westchester County, NY: $7,023Staten Island, NY: $4,776Akron, OH: $2,169Cincinnati, OH: $2,724Cleveland, OH: $2,637Columbus, OH: $2,679Wright-Patterson AFB, OH: $2,259Toledo, OH: $2,346Youngstown, OH: $1,788Altus AFB, OK: $1,971Vance AFB/Enid, OK: $1,977Fort Sill/Lawton, OK: $1,893Oklahoma City, OK: $2,070Tulsa, OK: $2,280Astoria, OR: $3,339Coos Bay, OR: $2,814Portland, OR: $3,207Salem, OR: $2,847Corvallis, OR: $3,102Eugene, OR: $2,913Carlisle Barracks, PA: $2,694Philadelphia, PA/Camden, NJ: $3,189Willow Grove, PA: $3,549Pittsburgh, PA: $2,823State College, PA: $2,739Erie, PA: $1,965Wilkes-Barre/Scranton, PA: $2,241Allentown/Bethlehem, PA: $3,015Newport, RI: $4,284Providence, RI: $4,152Beaufort/Parris Island, SC: $3,009Charleston, SC: $2,802Columbia/Fort Jackson, SC: $2,361Greenville, SC: $2,322Myrtle Beach, SC: $2,643Sumter/Shaw AFB, SC: $2,193Rapid City/Ellsworth AFB, SD: $2,574Sioux Falls, SD: $2,211Chattanooga, TN: $2,700Knoxville, TN: $3,060Memphis, TN: $2,409Nashville, TN: $2,898Johnson City/Kingsport, TN: $2,490Abilene/Dyess AFB, TX: $2,937Austin, TX: $3,624Beaumont, TX: $2,091College Station, TX: $2,904Corpus Christi, TX: $2,604Dallas, TX: $2,934Laughlin AFB/Del Rio, TX: $2,307El Paso, TX: $2,268Brownsville, TX: $2,316Houston, TX: $2,856Lubbock, TX: $2,145Goodfellow AFB, TX: $2,256San Antonio, TX: $2,196Fort Hood, TX: $2,451Wichita Falls/Sheppard AFB, TX: $2,490Fort Worth, TX: $2,526Waco, TX: $2,568Ogden/Hill AFB, UT: $2,454Salt Lake City, UT: $2,838Provo, UT: $2,631Charlottesville, VA: $3,177Quantico/Woodbridge, VA: $3,519Hampton/Newport News, VA: $2,637Norfolk/Portsmouth, VA: $2,859Richmond/Fort Lee, VA: $2,883Warrenton, VA: $3,912Lexington, VA: $2,262Roanoke, VA: $2,430Dahlgren/Fort A.P. Hill, VA: $3,027Burlington, VT: $4,380Bremerton, WA: $3,144Everett, WA: $3,666Port Angeles, WA: $3,174Seattle, WA: $4,371Spokane, WA: $2,937Tacoma, WA (JBLM): $3,216Whidbey Island, WA: $3,189Yakima, WA: $2,847Madison, WI: $3,582Milwaukee, WI: $3,363Sparta/Fort McCoy, WI: $2,001Stevens Point, WI: $1,791Morgantown, WV: $2,184Huntington, WV: $1,989Charleston, WV: $2,016Eastern Panhandle, WV: $2,622Cheyenne, WY: $2,568Lowest $1,788Highest $7,023Median area$2,736
Source: DTMO 2026 BAH rate files.

Highest O-3E BAH

Monthly, 2026

Housing areaWithWithout
Westchester County, NY$7,023$5,361
San Francisco, CA$5,955$5,445
New York City, NY$5,949$5,115
Nantucket, MA$5,832$5,121
Maui County, HI$5,793$4,764
Boston, MA$5,511$4,818

Lowest O-3E BAH

Monthly, 2026

Housing areaWithWithout
Youngstown, OH$1,788$1,347
Stevens Point, WI$1,791$1,701
Anniston/Fort McClellan, AL$1,800$1,482
Monroe, LA$1,812$1,623
Saginaw, MI$1,887$1,740
Fort Sill/Lawton, OK$1,893$1,482

O-3E BAH at major installations

The 12 highest-paying of 127 installations. All installations →

InstallationWith dependentsWithout
NAS Key West$5,232$4,044
Hanscom AFB$5,115$4,470
Naval Postgraduate School$5,031$3,861
Camp Pendleton$4,854$4,392
MCAS Miramar$4,770$4,398
Naval Base San Diego$4,770$4,398
Naval Base Coronado$4,770$4,398
Los Angeles AFB$4,767$4,179
West Point$4,608$4,113
Schofield Barracks$4,572$3,903
Joint Base Pearl Harbor-Hickam$4,572$3,903
MCB Hawaii Kaneohe Bay$4,572$3,903

Non-locality rates for O-3E

Rates that do not depend on location. What they are.

$2,064
BAH RC/Transit with dependents
$1,747
BAH RC/Transit without
$22.20
Partial BAH (monthly)
$163
National cost-sharing (out-of-pocket) amount, with dependents

All 299 housing areas

Click a column to sort. County cost groups (rural areas outside the surveyed housing areas) are on the duty stations page.

Housing areaWith dependentsWithoutvs 2025
Westchester County, NY$7,023$5,361+8.9%
San Francisco, CA$5,955$5,445+2.8%
New York City, NY$5,949$5,115+5.0%
Nantucket, MA$5,832$5,121+8.4%
Maui County, HI$5,793$4,764+0.3%
Boston, MA$5,511$4,818+2.2%
Santa Clara County, CA$5,496$4,971+2.1%
Northern New Jersey, NJ$5,325$5,043+7.5%
Long Island, NY$5,262$4,764+5.0%
Florida Keys, FL$5,232$4,044+0.8%
Martha's Vineyard, MA$5,193$4,587−0.1%
Hanscom AFB, MA$5,115$4,470+2.5%
Monterey, CA$5,031$3,861+4.6%
Kauai County, HI$4,986$4,260+12.6%
Essex Co., MA$4,887$3,735+8.7%
Camp Pendleton, CA$4,854$4,392+2.4%
Miami/Fort Lauderdale, FL$4,791$3,780+5.7%
Staten Island, NY$4,776$4,209+5.4%
San Diego, CA$4,770$4,398+0.4%
Los Angeles, CA$4,767$4,179+5.1%
Portsmouth, NH/Kittery, ME$4,704$3,684+3.8%
Cape Cod-Plymouth, MA$4,626$3,987+5.5%
Trenton, NJ$4,620$3,966+8.0%
West Point, NY$4,608$4,113+12.0%
Honolulu County, HI$4,572$3,903+4.8%
Oakland, CA$4,566$4,107+4.2%
San Luis Obispo, CA$4,536$3,942+5.7%
Portland, ME$4,524$3,567+6.6%
Fort Monmouth/Earle NWS, NJ$4,503$4,074+4.2%
Perth Amboy, NJ$4,422$4,065+5.0%
Burlington, VT$4,380$3,735+3.5%
Seattle, WA$4,371$3,900+4.1%
Ventura, CA$4,365$4,002+0.6%
Manchester/Concord, NH$4,365$3,516+5.8%
Marin/Sonoma, CA$4,335$3,813+5.4%
Fitchburg, MA$4,302$3,462+3.2%
Newport, RI$4,284$3,441+5.2%
Washington, DC Metro Area$4,197$3,753+6.6%
West Palm Beach, FL$4,191$3,594+2.7%
Providence, RI$4,152$3,447+9.4%
New Haven/Fairfield, CT$4,038$3,717+1.6%
Hawaii County, HI$4,026$3,828+4.6%
Worcester, MA$4,002$3,384+4.7%
Vandenberg SFB, CA$3,933$3,633+7.5%
Hartford, CT$3,930$3,324+8.4%
Warrenton, VA$3,912$3,369+5.9%
Boulder, CO$3,846$3,336+6.2%
Indian Head NAVORDSTA, MD$3,831$3,366+4.2%
Brunswick, ME$3,813$2,859+3.8%
Chicago, IL$3,810$3,693+10.4%
Atlantic City, NJ$3,801$3,285+3.2%
Santa Fe/Los Alamos, NM$3,795$3,408+6.4%
Riverside, CA$3,783$3,537+1.9%
Juneau, AK$3,720$3,333+10.6%
JB McGuire-Dix-Lakehurst, NJ$3,702$3,438+4.0%
Everett, WA$3,666$3,237+3.2%
Vallejo/Travis AFB, CA$3,636$3,486+4.0%
Austin, TX$3,624$2,796−8.1%
Annapolis, MD$3,612$3,219+4.1%
Madison, WI$3,582$2,880+10.4%
Hampden County, MA$3,576$2,844+1.9%
Fort G. G. Meade, MD$3,570$3,270+2.3%
Ann Arbor, MI$3,561$3,072+3.4%
Anchorage, AK$3,558$2,853+3.9%
Willow Grove, PA$3,549$3,393+1.8%
Sitka, AK$3,546$3,189+12.4%
Quantico/Woodbridge, VA$3,519$3,165−1.3%
Ketchikan, AK$3,510$2,847+10.1%
Stockton, CA$3,507$2,925+6.6%
San Bernardino, CA$3,504$3,369+2.5%
Eglin AFB, FL$3,468$2,601+11.3%
New London, CT$3,465$3,066+5.9%
Edwards AFB/Palmdale, CA$3,414$3,150+4.1%
Fort Detrick, MD$3,399$3,054+1.0%
Cape May, NJ$3,390$3,066+7.8%
Ballston Spa/Albany, NY$3,381$2,850+8.6%
Milwaukee, WI$3,363$2,685+8.6%
Kodiak Island, AK$3,348$2,844+4.0%
Astoria, OR$3,339$2,790+8.5%
Denver, CO$3,306$3,054+0.2%
Baltimore, MD$3,303$2,895+4.5%
Outer Banks, NC$3,246$2,937+15.0%
Beale AFB, CA$3,231$3,120−1.4%
Fort Pierce, FL$3,228$2,817+6.0%
Fort Myers Beach, FL$3,228$2,910+3.5%
Aberdeen Proving Grounds, MD$3,222$2,733+4.8%
Tacoma, WA (JBLM)$3,216$2,913+2.5%
Portland, OR$3,207$2,745+3.4%
Philadelphia, PA/Camden, NJ$3,189$2,970+2.0%
Whidbey Island, WA$3,189$2,739+1.8%
Great Lakes NAVTRACEN, IL$3,183$2,751+3.3%
Charlottesville, VA$3,177$2,706+4.3%
Port Angeles, WA$3,174$2,853+6.4%
Sacramento, CA$3,165$2,964+0.4%
Oxford, MD$3,162$2,808+4.7%
Tampa, FL$3,156$3,036+1.6%
Traverse City, MI$3,156$2,796+7.2%
Bridgeport, CA$3,150$2,799+5.4%
Bremerton, WA$3,144$2,724+1.3%
Corvallis, OR$3,102$2,706+0.8%
Dover AFB/Rehoboth, DE$3,069$2,481+3.8%
Asheville, NC$3,069$2,562−0.5%
Fairbanks, AK$3,066$2,415+6.9%
Fresno, CA$3,063$2,820+2.5%
Knoxville, TN$3,060$2,643+6.5%
Orlando, FL$3,045$2,952+8.9%
Minneapolis/St. Paul, MN$3,033$2,769+5.8%
Dahlgren/Fort A.P. Hill, VA$3,027$2,706+3.9%
Allentown/Bethlehem, PA$3,015$2,835+6.3%
Beaufort/Parris Island, SC$3,009$2,805−2.7%
Patrick SFB, FL$2,991$2,877+5.7%
Detroit, MI$2,982$2,574+4.7%
Rome/Griffiss AFB, NY$2,976$2,733+0.4%
Humboldt County, CA$2,961$2,316+3.0%
Coastal Maine, ME$2,952$2,691+6.0%
Reno/Carson City, NV$2,946$2,670+2.1%
Twentynine Palms MCB, CA$2,940$2,544−3.1%
Abilene/Dyess AFB, TX$2,937$2,814+6.4%
Spokane, WA$2,937$2,547+2.1%
Dallas, TX$2,934$2,799−1.6%
Buffalo, NY$2,919$2,544+7.4%
Syracuse, NY$2,919$2,376+3.3%
Eugene, OR$2,913$2,472+3.6%
Patuxent River, MD$2,910$2,535+5.1%
College Station, TX$2,904$2,385+12.7%
Fort Collins, CO$2,901$2,523+4.4%
Nashville, TN$2,898$2,667+2.1%
Helena, MT$2,895$2,529+3.3%
St. Louis, MO$2,892$2,646+3.4%
Richmond/Fort Lee, VA$2,883$2,619+2.7%
Rochester, NY$2,880$2,508+7.7%
Savannah, GA$2,874$2,643+4.1%
Norfolk/Portsmouth, VA$2,859$2,547+4.6%
Barstow/Fort Irwin, CA$2,856$2,424+5.1%
Houston, TX$2,856$2,508+13.6%
Gainesville, FL$2,850$2,346+2.9%
Salem, OR$2,847$2,391+2.5%
Yakima, WA$2,847$2,376+4.9%
Salt Lake City, UT$2,838$2,349−0.7%
Elizabeth City, NC$2,823$2,547+4.8%
Pittsburgh, PA$2,823$2,598+2.3%
Coos Bay, OR$2,814$2,208−0.2%
Wilmington, NC$2,805$2,496+0.1%
Panama City, FL$2,802$2,433−0.1%
Charleston, SC$2,802$2,607+0.4%
Atlanta, GA$2,784$2,700+1.2%
Omaha/Offutt AFB, NE$2,769$2,367+10.5%
El Centro, CA$2,751$2,139+1.8%
State College, PA$2,739$2,268+8.0%
Fort Stewart, GA$2,736$2,427+6.0%
Cincinnati, OH$2,724$2,517+7.8%
Tallahassee, FL$2,721$2,052+9.9%
Volusia County, FL$2,721$2,484+1.7%
Durham/Chapel Hill, NC$2,703$2,382+1.2%
Chattanooga, TN$2,700$2,391+2.5%
Carlisle Barracks, PA$2,694$2,367+1.5%
New Orleans, LA$2,688$2,367+2.4%
Colorado Springs, CO$2,679$2,418+1.4%
Columbus, OH$2,679$2,232+6.2%
Bloomington, IN$2,673$2,004+4.5%
Jackson, MS$2,658$2,154+9.7%
Grand Haven, MI$2,649$2,472+4.0%
Myrtle Beach, SC$2,643$2,352−1.0%
Cleveland, OH$2,637$2,412+6.8%
Hampton/Newport News, VA$2,637$2,409+5.4%
Fort Campbell, KY$2,634$2,091+1.6%
Battle Creek/Kalamazoo, MI$2,634$2,364+4.6%
Provo, UT$2,631$2,217−1.1%
Eastern Panhandle, WV$2,622$2,244+0.7%
Dahlonega, GA$2,619$2,505+1.5%
Birmingham, AL$2,613$2,517+6.9%
Fargo, ND$2,613$2,331+11.4%
Corpus Christi, TX$2,604$2,211+6.2%
Bangor, ME$2,598$2,040+1.8%
Rapid City/Ellsworth AFB, SD$2,574$2,202+4.3%
Grand Rapids, MI$2,571$2,394+3.0%
Waco, TX$2,568$2,091+2.0%
Cheyenne, WY$2,568$2,211+9.2%
Ocala, FL$2,565$2,397+4.8%
Des Moines, IA$2,559$2,202+7.0%
Fort Knox, KY$2,559$2,130+4.4%
Fort Drum/Watertown, NY$2,559$1,920+3.5%
Auburn, AL$2,556$1,917+2.7%
Lemoore NAS, CA$2,553$2,265+4.5%
Kings Bay/Brunswick, GA$2,550$2,160+4.6%
Morehead/Cherry Pt. MCAS, NC$2,550$2,034+3.8%
Phoenix, AZ$2,547$2,445−4.3%
Louisville, KY$2,547$2,265+3.3%
Fort Worth, TX$2,526$2,415+0.4%
Albuquerque/Kirtland AFB, NM$2,520$2,316+3.7%
Eastern Shore, MD$2,514$2,304+2.3%
Marquette, MI$2,502$1,998+2.6%
Johnson City/Kingsport, TN$2,490$2,118+5.3%
Wichita Falls/Sheppard AFB, TX$2,490$2,106+3.5%
Fayetteville, AR$2,487$2,031+11.0%
Nellis AFB/Las Vegas, NV$2,487$2,196+0.2%
Charlotte, NC$2,484$2,427−0.8%
Raleigh, NC$2,481$2,310+1.8%
Mountain Home AFB, ID$2,478$2,181−0.5%
Duluth, MN$2,478$2,325+6.9%
Boise, ID$2,475$2,268−2.4%
Jacksonville, FL$2,463$2,229−1.9%
Ogden/Hill AFB, UT$2,454$2,214+1.0%
Kansas City, MO$2,451$2,163+5.0%
Fort Hood, TX$2,451$1,908+5.8%
Rock Island, IL$2,448$2,232+9.2%
Fort Leavenworth, KS$2,448$2,124+6.7%
Roanoke, VA$2,430$2,067+4.4%
Memphis, TN$2,409$2,3070.0%
Fallon NAS, NV$2,406$1,806+3.8%
Shreveport/Barksdale AFB, LA$2,403$2,016+8.4%
Scott AFB, IL$2,397$1,992+4.3%
Fort Rucker, AL$2,394$1,797+4.0%
Malmstrom SFB/Great Falls, MT$2,391$1,809+4.5%
Fort Gordon, GA$2,388$2,148+7.0%
Bismarck, ND$2,382$2,196+9.2%
Lincoln, NE$2,382$2,103+9.1%
Indianapolis, IN$2,373$2,202+7.5%
Lexington, KY$2,370$2,142+8.2%
Whiteman AFB, MO$2,370$1,923+9.3%
Columbia/Fort Jackson, SC$2,361$2,109+2.1%
Greensboro, NC$2,358$2,100+1.0%
Baton Rouge, LA$2,346$2,184+0.9%
Toledo, OH$2,346$2,154+4.8%
Fort Wayne, IN$2,343$2,118+3.0%
Mobile, AL$2,340$2,064+0.1%
Pensacola, FL$2,340$2,226+0.6%
Seymour Johnson AFB, NC$2,340$1,944+4.0%
Robins AFB, GA$2,334$1,866+2.5%
Huntsville, AL$2,325$2,070+0.3%
Grand Forks, ND$2,325$1,995+11.5%
Greenville, SC$2,322$2,070+3.2%
Brownsville, TX$2,316$1,851−3.9%
Champaign/Urbana, IL$2,310$1,974+10.8%
Lansing, MI$2,310$1,974+9.5%
Laughlin AFB/Del Rio, TX$2,307$1,731+3.4%
Davis-Monthan AFB, AZ$2,289$2,109+0.5%
China Lake, CA$2,289$1,755+1.3%
Fort Bragg/Pope, NC$2,289$2,040+1.6%
Tulsa, OK$2,280$1,935+8.6%
Fort Huachuca, AZ$2,277$2,187+4.8%
El Paso, TX$2,268$2,142+5.9%
Columbus AFB, MS$2,265$1,992+5.7%
Minot AFB, ND$2,262$1,974+6.2%
Lexington, VA$2,262$1,989+6.2%
Wright-Patterson AFB, OH$2,259$1,839+7.4%
Goodfellow AFB, TX$2,256$1,827+6.5%
Columbia/Jefferson City, MO$2,247$1,686+5.3%
Wilkes-Barre/Scranton, PA$2,241$1,875+2.3%
Topeka, KS$2,211$1,857+7.7%
Sioux Falls, SD$2,211$2,019+1.1%
Camp Lejeune, NC$2,208$1,935+2.9%
Paducah, KY$2,205$1,869+7.0%
Gulfport, MS$2,199$1,650+5.2%
San Antonio, TX$2,196$2,082−1.9%
Sumter/Shaw AFB, SC$2,193$1,941+4.3%
Morgantown, WV$2,184$1,908+3.9%
Terre Haute, IN$2,175$1,815+15.3%
Springfield, MO$2,169$1,851+5.2%
Akron, OH$2,169$1,920+7.1%
Fort Benning, GA$2,166$1,968+5.1%
Yuma, AZ$2,157$1,833−1.8%
Moody AFB, GA$2,157$1,911+8.1%
Lafayette, LA$2,157$1,833−3.2%
St. Mary and Terrebonne, LA$2,157$1,650+3.0%
Frankfort, KY$2,154$1,809+9.6%
White Sands MR/Las Cruces, NM$2,154$1,917+1.1%
Peoria, IL$2,151$1,851+6.5%
Lubbock, TX$2,145$1,803+1.0%
Little Rock, AR$2,127$1,929+3.1%
Sault Ste. Marie, MI$2,124$1,911+8.3%
Springfield/Decatur, IL$2,109$1,815−4.1%
Lake Charles, LA$2,109$1,617+7.2%
Montgomery, AL$2,100$1,746+2.9%
Alexandria, LA$2,097$1,671+5.3%
Beaumont, TX$2,091$1,911+6.7%
Fort Leonard Wood, MO$2,085$1,713+9.8%
Albany, GA$2,073$1,554+2.8%
Wichita/McConnell AFB, KS$2,073$1,683+6.5%
Fort Chaffee/Fort Smith, AR$2,070$1,674+3.9%
Meridian, MS$2,070$1,554+9.5%
Oklahoma City, OK$2,070$1,842+1.0%
Fort Riley, KS$2,052$1,776+7.4%
Holloman AFB/Alamogordo, NM$2,028$1,860+7.3%
Fort Polk, LA$2,022$1,827+6.1%
Charleston, WV$2,016$1,758+5.8%
Hattiesburg, MS$2,001$1,512+4.9%
Sparta/Fort McCoy, WI$2,001$1,839+6.7%
Huntington, WV$1,989$1,770+4.2%
Vance AFB/Enid, OK$1,977$1,503+6.1%
Altus AFB, OK$1,971$1,554+3.5%
Erie, PA$1,965$1,668+5.1%
Cannon AFB/Clovis, NM$1,896$1,584+5.3%
Fort Sill/Lawton, OK$1,893$1,482+1.1%
Saginaw, MI$1,887$1,740+1.3%
Monroe, LA$1,812$1,623+2.9%
Anniston/Fort McClellan, AL$1,800$1,482+7.5%
Stevens Point, WI$1,791$1,701+4.4%
Youngstown, OH$1,788$1,347+6.4%

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.