2026 Basic Allowance for Housing · NY219
New York City, NY BAH rates 2026
New York City, NY
NY219 · 2026 BAH
E-5 · with dependents
$60,840 a year · −0.1% vs 2025
Without dependents: $4,980/mo
In 2026, an E-5 with dependents stationed in the New York City, NY military housing area receives $5,070 a month in BAH; without dependents, $4,980. An O-3 with dependents receives $5,529.
E-1 with dependents; O-7+ gets $7,254
all 24 grades, with dependents
$2,952 above the median of housing areas
mapped to NY219 by DTMO
2026 BAH by rank, with and without dependents
Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1Private (PV1) (Army), Airman Basic (AF) | ||
| E-2Private (PV2) (Army), Airman (AF) | ||
| E-3Private First Class (Army), Airman First Class (AF) | ||
| E-4Specialist / Corporal (Army), Senior Airman (AF) | ||
| E-5Sergeant (Army), Staff Sergeant (AF) | ||
| E-6Staff Sergeant (Army), Technical Sergeant (AF) | ||
| E-7Sergeant First Class (Army), Master Sergeant (AF) | ||
| E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF) | ||
| E-9Sergeant Major (Army), Chief Master Sergeant (AF) | ||
| W-1Warrant Officer 1 / Warrant Officer 1 | ||
| W-2Chief Warrant Officer 2 | ||
| W-3Chief Warrant Officer 3 | ||
| W-4Chief Warrant Officer 4 | ||
| W-5Chief Warrant Officer 5 | ||
| O-1EO-1 with 4+ yrs prior enlisted service | ||
| O-2EO-2 with 4+ yrs prior enlisted service | ||
| O-3EO-3 with 4+ yrs prior enlisted service | ||
| O-1Second Lieutenant | ||
| O-2First Lieutenant | ||
| O-3Captain | ||
| O-4Major | ||
| O-5Lieutenant Colonel | ||
| O-6Colonel | ||
| O-7+O-7 and above |
BAH since 2022
E-5 with dependents moved from $3,345 in 2022 to $5,070 in 2026 (+51.6%).
Monthly BAH in New York City, NY, 2022–2026
US dollars a month, with dependents, two common pay grades
View as table: every grade, 2022–2026
With dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $3,198 | $3,588 | $4,404 | $5,070 | $5,067 | +58.4% |
| E-2 | $3,198 | $3,588 | $4,404 | $5,070 | $5,067 | +58.4% |
| E-3 | $3,198 | $3,588 | $4,404 | $5,070 | $5,067 | +58.4% |
| E-4 | $3,198 | $3,588 | $4,404 | $5,070 | $5,067 | +58.4% |
| E-5 | $3,345 | $3,666 | $4,407 | $5,073 | $5,070 | +51.6% |
| E-6 | $3,465 | $3,684 | $4,434 | $5,100 | $5,097 | +47.1% |
| E-7 | $3,681 | $3,876 | $4,572 | $5,163 | $5,238 | +42.3% |
| E-8 | $3,924 | $4,089 | $4,755 | $5,253 | $5,418 | +38.1% |
| E-9 | $4,236 | $4,356 | $5,016 | $5,529 | $5,790 | +36.7% |
| W-1 | $3,477 | $3,699 | $4,437 | $5,103 | $5,100 | +46.7% |
| W-2 | $3,783 | $3,966 | $4,650 | $5,199 | $5,313 | +40.4% |
| W-3 | $4,080 | $4,230 | $4,869 | $5,313 | $5,535 | +35.7% |
| W-4 | $4,296 | $4,407 | $5,073 | $5,613 | $5,883 | +36.9% |
| W-5 | $4,551 | $4,617 | $5,319 | $5,973 | $6,306 | +38.6% |
| O-1E | $3,732 | $3,915 | $4,605 | $5,175 | $5,271 | +41.2% |
| O-2E | $4,035 | $4,188 | $4,836 | $5,298 | $5,502 | +36.4% |
| O-3E | $4,332 | $4,437 | $5,109 | $5,664 | $5,949 | +37.3% |
| O-1 | $3,366 | $3,678 | $4,410 | $5,076 | $5,073 | +50.7% |
| O-2 | $3,462 | $3,681 | $4,431 | $5,097 | $5,094 | +47.1% |
| O-3 | $4,065 | $4,221 | $4,863 | $5,310 | $5,529 | +36.0% |
| O-4 | $4,641 | $4,692 | $5,406 | $6,102 | $6,459 | +39.2% |
| O-5 | $5,052 | $5,025 | $5,790 | $6,669 | $7,128 | +41.1% |
| O-6 | $5,094 | $5,070 | $5,841 | $6,732 | $7,194 | +41.2% |
| O-7+ | $5,136 | $5,115 | $5,892 | $6,792 | $7,254 | +41.2% |
Without dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $2,520 | $2,904 | $3,645 | $4,197 | $4,833 | +91.8% |
| E-2 | $2,520 | $2,904 | $3,645 | $4,197 | $4,833 | +91.8% |
| E-3 | $2,520 | $2,904 | $3,645 | $4,197 | $4,833 | +91.8% |
| E-4 | $2,520 | $2,904 | $3,645 | $4,197 | $4,833 | +91.8% |
| E-5 | $2,865 | $3,297 | $4,143 | $4,770 | $4,980 | +73.8% |
| E-6 | $3,063 | $3,510 | $4,407 | $5,073 | $5,070 | +65.5% |
| E-7 | $3,201 | $3,585 | $4,425 | $5,091 | $5,088 | +59.0% |
| E-8 | $3,375 | $3,675 | $4,437 | $5,103 | $5,100 | +51.1% |
| E-9 | $3,399 | $3,681 | $4,443 | $5,109 | $5,106 | +50.2% |
| W-1 | $3,156 | $3,576 | $4,422 | $5,088 | $5,085 | +61.1% |
| W-2 | $3,372 | $3,672 | $4,434 | $5,100 | $5,097 | +51.2% |
| W-3 | $3,402 | $3,684 | $4,446 | $5,112 | $5,109 | +50.2% |
| W-4 | $3,510 | $3,723 | $4,455 | $5,121 | $5,118 | +45.8% |
| W-5 | $3,735 | $3,924 | $4,614 | $5,184 | $5,280 | +41.4% |
| O-1E | $3,345 | $3,660 | $4,431 | $5,097 | $5,094 | +52.3% |
| O-2E | $3,393 | $3,678 | $4,440 | $5,106 | $5,103 | +50.4% |
| O-3E | $3,453 | $3,690 | $4,452 | $5,118 | $5,115 | +48.1% |
| O-1 | $3,045 | $3,507 | $4,404 | $5,070 | $5,067 | +66.4% |
| O-2 | $3,297 | $3,642 | $4,428 | $5,094 | $5,091 | +54.4% |
| O-3 | $3,414 | $3,687 | $4,449 | $5,115 | $5,112 | +49.7% |
| O-4 | $3,696 | $3,885 | $4,581 | $5,163 | $5,247 | +42.0% |
| O-5 | $3,837 | $4,014 | $4,683 | $5,211 | $5,346 | +39.3% |
| O-6 | $4,065 | $4,215 | $4,848 | $5,292 | $5,514 | +35.6% |
| O-7+ | $4,128 | $4,287 | $4,938 | $5,394 | $5,616 | +36.0% |
How New York City, NY compares
E-5 with dependents is #2 of 299 housing areas in the 50 states and DC. Each tick is one area.
E-5 with dependents, every military housing area, 2026
US dollars a month
About this housing area
Rent vs. utilities
DTMO's average split of the 2026 rate in this area.
For an E-5 with dependents that is roughly $4,512 rent and $558 utilities a month.
Counties covered
Counties of the ZIP codes DTMO maps to NY219 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.
- New York County, NY 69
- Queens County, NY 66
- Kings County, NY 38
- Bronx County, NY 25
- Nassau County, NY 11
All 308 ZIP codes in this housing area
10001 10002 10003 10004 10005 10006 10007 10008 10009 10010 10011 10012 10013 10014 10016 10017 10018 10019 10020 10021 10022 10023 10024 10025 10026 10027 10028 10029 10030 10031 10032 10033 10034 10035 10036 10037 10038 10039 10040 10041 10043 10044 10045 10055 10060 10065 10069 10075 10080 10081 10087 10090 10101 10102 10103 10104 10105 10106 10107 10108 10109 10110 10111 10112 10113 10114 10115 10116 10117 10118 10119 10120 10121 10122 10123 10124 10125 10126 10128 10129 10130 10131 10132 10133 10138 10150 10151 10152 10153 10154 10155 10156 10157 10158 10159 10160 10162 10163 10164 10165 10166 10167 10168 10169 10170 10171 10172 10173 10174 10175 10176 10177 10178 10179 10185 10199 10203 10211 10212 10213 10242 10249 10256 10258 10259 10260 10261 10265 10268 10269 10270 10271 10272 10273 10274 10275 10276 10277 10278 10279 10280 10281 10282 10285 10286 10451 10452 10453 10454 10455 10456 10457 10458 10459 10460 10461 10462 10463 10464 10465 10466 10467 10468 10469 10470 10471 10472 10473 10474 10475 11001 11002 11003 11004 11005 11010 11020 11021 11022 11023 11024 11030 11040 11042 11050 11101 11102 11103 11104 11105 11106 11109 11120 11201 11202 11203 11204 11205 11206 11207 11208 11209 11210 11211 11212 11213 11214 11215 11216 11217 11218 11219 11220 11221 11222 11223 11224 11225 11226 11228 11229 11230 11231 11232 11233 11234 11235 11236 11237 11238 11239 11241 11242 11243 11245 11247 11249 11251 11252 11256 11351 11352 11354 11355 11356 11357 11358 11359 11360 11361 11362 11363 11364 11365 11366 11367 11368 11369 11370 11371 11372 11373 11374 11375 11377 11378 11379 11380 11385 11386 11405 11411 11412 11413 11414 11415 11416 11417 11418 11419 11420 11421 11422 11423 11424 11425 11426 11427 11428 11429 11430 11431 11432 11433 11434 11435 11436 11437 11439 11451 11499 11690 11691 11692 11693 11694 11695 11697
Questions
- What is the 2026 BAH for an E-5 at New York City, NY?
- $5,070 a month with dependents and $4,980 without dependents, according to DTMO's 2026 rate files for MHA NY219.
- How much is E-4 and E-6 BAH at New York City, NY?
- E-4: $5,067 with dependents, $4,833 without. E-6: $5,097 with dependents, $5,070 without.
- Did BAH go up at New York City, NY in 2026?
- With-dependents rates changed by +2.8% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
- Does BAH depend on where I live or where I am stationed?
- On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
- When will 2027 BAH rates for New York City, NY be published?
- DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.
Sources
- Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
- DTMO, 2025 and earlier rate files (same page), used for year-over-year change.
Confirm your entitlement with your finance office. How these tables are built and checked.