Military BAHRATES

2026 Basic Allowance for Housing · IL325

Chicago, IL BAH rates 2026

Chicago, IL

IL325 · 2026 BAH

$3,438/mo

E-5 · with dependents

$41,256 a year · +10.8% vs 2025

Without dependents: $2,736/mo

Dependency status

In 2026, an E-5 with dependents stationed in the Chicago, IL military housing area receives $3,438 a month in BAH; without dependents, $2,736. An O-3 with dependents receives $3,738.

$3,174
Lowest grade
E-1 with dependents; O-7+ gets $4,152
+10.3%
Avg change vs 2025
all 24 grades, with dependents
#29 of 299
E-5 rank
$1,320 above the median of housing areas
298
ZIP codes
mapped to IL325 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$3,174
$2,415
+9.4%
E-2Private (PV2) (Army), Airman (AF)
$3,174
$2,415
+9.4%
E-3Private First Class (Army), Airman First Class (AF)
$3,174
$2,415
+9.4%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$3,174
$2,415
+9.4%
E-5Sergeant (Army), Staff Sergeant (AF)
$3,438
$2,736
+10.8%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$3,702
$2,937
+11.6%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$3,723
$3,186
+11.5%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$3,732
$3,498
+11.5%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$3,771
$3,567
+10.8%
W-1Warrant Officer 1 / Warrant Officer 1
$3,720
$3,090
+11.5%
W-2Chief Warrant Officer 2
$3,729
$3,495
+11.5%
W-3Chief Warrant Officer 3
$3,741
$3,579
+11.4%
W-4Chief Warrant Officer 4
$3,795
$3,696
+10.6%
W-5Chief Warrant Officer 5
$3,900
$3,708
+9.4%
O-1EO-1 with 4+ yrs prior enlisted service
$3,726
$3,435
+11.5%
O-2EO-2 with 4+ yrs prior enlisted service
$3,735
$3,552
+11.5%
O-3EO-3 with 4+ yrs prior enlisted service
$3,810
$3,693
+10.4%
O-1Second Lieutenant
$3,477
$2,907
+10.9%
O-2First Lieutenant
$3,699
$3,354
+11.6%
O-3Captain
$3,738
$3,603
+11.4%
O-4Major
$3,927
$3,699
+8.8%
O-5Lieutenant Colonel
$4,086
$3,711
+7.2%
O-6Colonel
$4,122
$3,714
+7.3%
O-7+O-7 and above
$4,152
$3,756
+7.1%

BAH since 2022

E-5 with dependents moved from $2,175 in 2022 to $3,438 in 2026 (+58.1%).

Monthly BAH in Chicago, IL, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$2,000$2,500$3,000$3,500$4,00020222023202420252026E-5 with dependents 2022: $2,175E-5 with dependents 2023: $2,709E-5 with dependents 2024: $2,808E-5 with dependents 2025: $3,102E-5 with dependents 2026: $3,438O-3 with dependents 2022: $2,406O-3 with dependents 2023: $2,856O-3 with dependents 2024: $2,895O-3 with dependents 2025: $3,354O-3 with dependents 2026: $3,738$3,738O-3 with dependents$3,438E-5 with dependents
$2,000$2,500$3,000$3,500$4,000202220242026E-5 with dependents 2022: $2,175E-5 with dependents 2023: $2,709E-5 with dependents 2024: $2,808E-5 with dependents 2025: $3,102E-5 with dependents 2026: $3,438O-3 with dependents 2022: $2,406O-3 with dependents 2023: $2,856O-3 with dependents 2024: $2,895O-3 with dependents 2025: $3,354O-3 with dependents 2026: $3,738$3,738$3,438
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$2,034$2,562$2,601$2,901$3,174+56.0%
E-2$2,034$2,562$2,601$2,901$3,174+56.0%
E-3$2,034$2,562$2,601$2,901$3,174+56.0%
E-4$2,034$2,562$2,601$2,901$3,174+56.0%
E-5$2,175$2,709$2,808$3,102$3,438+58.1%
E-6$2,301$2,727$2,862$3,318$3,702+60.9%
E-7$2,337$2,769$2,880$3,339$3,723+59.3%
E-8$2,382$2,823$2,889$3,348$3,732+56.7%
E-9$2,478$2,940$2,991$3,402$3,771+52.2%
W-1$2,313$2,739$2,877$3,336$3,720+60.8%
W-2$2,355$2,793$2,886$3,345$3,729+58.3%
W-3$2,409$2,859$2,898$3,357$3,741+55.3%
W-4$2,502$2,973$3,033$3,432$3,795+51.7%
W-5$2,613$3,111$3,216$3,564$3,900+49.3%
O-1E$2,346$2,778$2,883$3,342$3,726+58.8%
O-2E$2,400$2,850$2,892$3,351$3,735+55.6%
O-3E$2,514$2,991$3,060$3,450$3,810+51.6%
O-1$2,196$2,718$2,823$3,135$3,477+58.3%
O-2$2,298$2,724$2,859$3,315$3,699+61.0%
O-3$2,406$2,856$2,895$3,354$3,738+55.4%
O-4$2,646$3,156$3,279$3,609$3,927+48.4%
O-5$2,820$3,372$3,561$3,810$4,086+44.9%
O-6$2,841$3,396$3,591$3,843$4,122+45.1%
O-7+$2,862$3,423$3,618$3,876$4,152+45.1%

Without dependents

Grade20222023202420252026Change
E-1$1,638$2,049$1,989$2,268$2,415+47.4%
E-2$1,638$2,049$1,989$2,268$2,415+47.4%
E-3$1,638$2,049$1,989$2,268$2,415+47.4%
E-4$1,638$2,049$1,989$2,268$2,415+47.4%
E-5$1,800$2,283$2,247$2,547$2,736+52.0%
E-6$1,905$2,427$2,412$2,721$2,937+54.2%
E-7$2,037$2,568$2,607$2,910$3,186+56.4%
E-8$2,205$2,721$2,826$3,150$3,498+58.6%
E-9$2,232$2,727$2,832$3,204$3,567+59.8%
W-1$1,995$2,520$2,538$2,841$3,090+54.9%
W-2$2,202$2,718$2,823$3,147$3,495+58.7%
W-3$2,238$2,730$2,835$3,213$3,579+59.9%
W-4$2,304$2,739$2,856$3,312$3,696+60.4%
W-5$2,343$2,781$2,868$3,321$3,708+58.3%
O-1E$2,175$2,712$2,805$3,099$3,435+57.9%
O-2E$2,226$2,724$2,829$3,192$3,552+59.6%
O-3E$2,292$2,736$2,850$3,309$3,693+61.1%
O-1$1,890$2,412$2,391$2,700$2,907+53.8%
O-2$2,130$2,661$2,739$3,039$3,354+57.5%
O-3$2,250$2,733$2,838$3,237$3,603+60.1%
O-4$2,331$2,766$2,859$3,315$3,699+58.7%
O-5$2,355$2,796$2,871$3,324$3,711+57.6%
O-6$2,394$2,844$2,874$3,327$3,714+55.1%
O-7+$2,424$2,880$2,913$3,366$3,756+55.0%

How Chicago, IL compares

E-5 with dependents is #29 of 299 housing areas in the 50 states and DC. Each tick is one area.

E-5 with dependents, every military housing area, 2026

US dollars a month

Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Chicago, IL$3,438
Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Chicago, IL$3,438
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Rent vs. utilities

DTMO's average split of the 2026 rate in this area.

Rent 90%Utilities 10%

For an E-5 with dependents that is roughly $3,094 rent and $344 utilities a month.

Counties covered

Counties of the ZIP codes DTMO maps to IL325 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Cook County, IL 167
  • DuPage County, IL 37
  • Kane County, IL 22
  • Lake County, IL 1
All 298 ZIP codes in this housing area

60004 60005 60006 60007 60008 60009 60010 60016 60017 60018 60019 60022 60025 60026 60029 60038 60043 60053 60055 60056 60062 60065 60067 60068 60070 60074 60076 60077 60078 60082 60089 60090 60091 60093 60094 60095 60101 60103 60104 60105 60106 60107 60108 60109 60110 60116 60117 60118 60119 60120 60121 60122 60123 60124 60126 60128 60130 60131 60132 60133 60134 60136 60137 60138 60139 60140 60141 60143 60144 60147 60148 60151 60153 60154 60155 60157 60159 60160 60161 60162 60163 60164 60165 60168 60169 60171 60172 60173 60174 60175 60176 60177 60179 60181 60183 60184 60185 60186 60187 60188 60189 60190 60191 60192 60193 60194 60195 60196 60197 60199 60201 60202 60203 60204 60208 60301 60302 60303 60304 60305 60399 60402 60406 60409 60411 60412 60415 60418 60419 60422 60425 60426 60428 60429 60430 60438 60439 60443 60445 60452 60453 60454 60455 60456 60457 60458 60459 60461 60462 60463 60464 60465 60466 60467 60469 60471 60472 60473 60475 60476 60477 60478 60480 60482 60487 60499 60501 60502 60504 60505 60506 60507 60510 60511 60513 60514 60515 60516 60517 60519 60521 60522 60523 60525 60526 60527 60532 60534 60539 60540 60542 60546 60554 60555 60558 60559 60561 60563 60565 60566 60567 60568 60569 60572 60598 60599 60601 60602 60603 60604 60605 60606 60607 60608 60609 60610 60611 60612 60613 60614 60615 60616 60617 60618 60619 60620 60621 60622 60623 60624 60625 60626 60628 60629 60630 60631 60632 60633 60634 60636 60637 60638 60639 60640 60641 60642 60643 60644 60645 60646 60647 60649 60651 60652 60653 60654 60655 60656 60657 60659 60660 60661 60664 60666 60668 60669 60670 60673 60674 60675 60677 60678 60680 60681 60682 60684 60685 60686 60687 60688 60689 60690 60691 60693 60694 60695 60696 60697 60699 60701 60706 60707 60712 60714 60803 60804 60805 60827

Questions

What is the 2026 BAH for an E-5 at Chicago, IL?
$3,438 a month with dependents and $2,736 without dependents, according to DTMO's 2026 rate files for MHA IL325.
How much is E-4 and E-6 BAH at Chicago, IL?
E-4: $3,174 with dependents, $2,415 without. E-6: $3,702 with dependents, $2,937 without.
Did BAH go up at Chicago, IL in 2026?
With-dependents rates changed by +10.3% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for Chicago, IL be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.