2026 Basic Allowance for Housing · TX282
Houston, TX BAH rates 2026
Houston, TX
TX282 · 2026 BAH
E-5 · with dependents
$26,316 a year · +2.7% vs 2025
Without dependents: $1,665/mo
In 2026, an E-5 with dependents stationed in the Houston, TX military housing area receives $2,193 a month in BAH; without dependents, $1,665. An O-3 with dependents receives $2,700.
E-1 with dependents; O-7+ gets $3,336
all 24 grades, with dependents
$75 above the median of housing areas
mapped to TX282 by DTMO
2026 BAH by rank, with and without dependents
Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1Private (PV1) (Army), Airman Basic (AF) | ||
| E-2Private (PV2) (Army), Airman (AF) | ||
| E-3Private First Class (Army), Airman First Class (AF) | ||
| E-4Specialist / Corporal (Army), Senior Airman (AF) | ||
| E-5Sergeant (Army), Staff Sergeant (AF) | ||
| E-6Staff Sergeant (Army), Technical Sergeant (AF) | ||
| E-7Sergeant First Class (Army), Master Sergeant (AF) | ||
| E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF) | ||
| E-9Sergeant Major (Army), Chief Master Sergeant (AF) | ||
| W-1Warrant Officer 1 / Warrant Officer 1 | ||
| W-2Chief Warrant Officer 2 | ||
| W-3Chief Warrant Officer 3 | ||
| W-4Chief Warrant Officer 4 | ||
| W-5Chief Warrant Officer 5 | ||
| O-1EO-1 with 4+ yrs prior enlisted service | ||
| O-2EO-2 with 4+ yrs prior enlisted service | ||
| O-3EO-3 with 4+ yrs prior enlisted service | ||
| O-1Second Lieutenant | ||
| O-2First Lieutenant | ||
| O-3Captain | ||
| O-4Major | ||
| O-5Lieutenant Colonel | ||
| O-6Colonel | ||
| O-7+O-7 and above |
BAH since 2022
E-5 with dependents moved from $1,650 in 2022 to $2,193 in 2026 (+32.9%).
Monthly BAH in Houston, TX, 2022–2026
US dollars a month, with dependents, two common pay grades
View as table: every grade, 2022–2026
With dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $1,593 | $1,899 | $1,866 | $1,929 | $1,974 | +23.9% |
| E-2 | $1,593 | $1,899 | $1,866 | $1,929 | $1,974 | +23.9% |
| E-3 | $1,593 | $1,899 | $1,866 | $1,929 | $1,974 | +23.9% |
| E-4 | $1,593 | $1,899 | $1,866 | $1,929 | $1,974 | +23.9% |
| E-5 | $1,650 | $2,124 | $2,085 | $2,136 | $2,193 | +32.9% |
| E-6 | $1,872 | $2,448 | $2,247 | $2,340 | $2,517 | +34.5% |
| E-7 | $1,938 | $2,469 | $2,265 | $2,358 | $2,583 | +33.3% |
| E-8 | $2,013 | $2,475 | $2,274 | $2,373 | $2,655 | +31.9% |
| E-9 | $2,097 | $2,589 | $2,346 | $2,463 | $2,796 | +33.3% |
| W-1 | $1,887 | $2,466 | $2,262 | $2,355 | $2,535 | +34.3% |
| W-2 | $1,971 | $2,475 | $2,271 | $2,364 | $2,610 | +32.4% |
| W-3 | $2,061 | $2,490 | $2,283 | $2,391 | $2,703 | +31.1% |
| W-4 | $2,112 | $2,628 | $2,382 | $2,496 | $2,829 | +33.9% |
| W-5 | $2,172 | $2,799 | $2,538 | $2,631 | $2,988 | +37.6% |
| O-1E | $1,953 | $2,472 | $2,268 | $2,361 | $2,592 | +32.7% |
| O-2E | $2,046 | $2,484 | $2,277 | $2,382 | $2,688 | +31.4% |
| O-3E | $2,118 | $2,652 | $2,403 | $2,514 | $2,856 | +34.8% |
| O-1 | $1,680 | $2,169 | $2,112 | $2,169 | $2,241 | +33.4% |
| O-2 | $1,869 | $2,448 | $2,244 | $2,337 | $2,514 | +34.5% |
| O-3 | $2,058 | $2,487 | $2,280 | $2,388 | $2,700 | +31.2% |
| O-4 | $2,187 | $2,856 | $2,592 | $2,676 | $3,039 | +39.0% |
| O-5 | $2,280 | $3,123 | $2,835 | $2,880 | $3,288 | +44.2% |
| O-6 | $2,295 | $3,147 | $2,856 | $2,907 | $3,312 | +44.3% |
| O-7+ | $2,313 | $3,171 | $2,877 | $2,928 | $3,336 | +44.2% |
Without dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $1,239 | $1,425 | $1,401 | $1,446 | $1,524 | +23.0% |
| E-2 | $1,239 | $1,425 | $1,401 | $1,446 | $1,524 | +23.0% |
| E-3 | $1,239 | $1,425 | $1,401 | $1,446 | $1,524 | +23.0% |
| E-4 | $1,239 | $1,425 | $1,401 | $1,446 | $1,524 | +23.0% |
| E-5 | $1,428 | $1,593 | $1,563 | $1,608 | $1,665 | +16.6% |
| E-6 | $1,536 | $1,836 | $1,680 | $1,752 | $1,887 | +22.9% |
| E-7 | $1,590 | $1,911 | $1,872 | $1,938 | $1,980 | +24.5% |
| E-8 | $1,698 | $2,196 | $2,124 | $2,181 | $2,265 | +33.4% |
| E-9 | $1,758 | $2,289 | $2,160 | $2,232 | $2,352 | +33.8% |
| W-1 | $1,584 | $1,851 | $1,797 | $1,869 | $1,905 | +20.3% |
| W-2 | $1,695 | $2,193 | $2,121 | $2,178 | $2,262 | +33.5% |
| W-3 | $1,764 | $2,298 | $2,169 | $2,241 | $2,367 | +34.2% |
| W-4 | $1,884 | $2,448 | $2,241 | $2,334 | $2,526 | +34.1% |
| W-5 | $1,953 | $2,463 | $2,247 | $2,358 | $2,598 | +33.0% |
| O-1E | $1,650 | $2,127 | $2,082 | $2,133 | $2,190 | +32.7% |
| O-2E | $1,746 | $2,265 | $2,151 | $2,220 | $2,331 | +33.5% |
| O-3E | $1,866 | $2,445 | $2,235 | $2,328 | $2,508 | +34.4% |
| O-1 | $1,533 | $1,671 | $1,641 | $1,722 | $1,749 | +14.1% |
| O-2 | $1,632 | $2,052 | $2,013 | $2,070 | $2,124 | +30.1% |
| O-3 | $1,788 | $2,331 | $2,181 | $2,262 | $2,397 | +34.1% |
| O-4 | $1,938 | $2,454 | $2,244 | $2,346 | $2,580 | +33.1% |
| O-5 | $1,977 | $2,466 | $2,250 | $2,361 | $2,616 | +32.3% |
| O-6 | $2,046 | $2,472 | $2,253 | $2,367 | $2,679 | +30.9% |
| O-7+ | $2,070 | $2,499 | $2,268 | $2,409 | $2,724 | +31.6% |
How Houston, TX compares
E-5 with dependents is #133 of 299 housing areas in the 50 states and DC. Each tick is one area.
E-5 with dependents, every military housing area, 2026
US dollars a month
About this housing area
Rent vs. utilities
DTMO's average split of the 2026 rate in this area.
For an E-5 with dependents that is roughly $1,886 rent and $307 utilities a month.
Counties covered
Counties of the ZIP codes DTMO maps to TX282 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.
- Harris County, TX 132
- Fort Bend County, TX 21
- Montgomery County, TX 21
- Galveston County, TX 18
- Brazoria County, TX 16
- Waller County, TX 1
All 323 ZIP codes in this housing area
77001 77002 77003 77004 77005 77006 77007 77008 77009 77010 77011 77012 77013 77014 77015 77016 77017 77018 77019 77020 77021 77022 77023 77024 77025 77026 77027 77028 77029 77030 77031 77032 77033 77034 77035 77036 77037 77038 77039 77040 77041 77042 77043 77044 77045 77046 77047 77048 77049 77050 77051 77052 77053 77054 77055 77056 77057 77058 77059 77060 77061 77062 77063 77064 77065 77066 77067 77068 77069 77070 77071 77072 77073 77074 77075 77076 77077 77078 77079 77080 77081 77082 77083 77084 77085 77086 77087 77088 77089 77090 77091 77092 77093 77094 77095 77096 77098 77099 77201 77202 77203 77204 77205 77206 77207 77208 77210 77212 77213 77215 77216 77217 77218 77219 77220 77221 77222 77223 77224 77225 77226 77227 77228 77229 77230 77231 77233 77234 77235 77236 77237 77238 77240 77241 77242 77243 77244 77245 77248 77249 77251 77252 77253 77254 77255 77256 77257 77258 77259 77261 77262 77263 77265 77266 77267 77268 77269 77270 77271 77272 77273 77274 77275 77277 77279 77280 77282 77284 77287 77288 77289 77290 77291 77292 77293 77297 77299 77301 77302 77303 77304 77305 77306 77315 77316 77318 77325 77333 77336 77337 77338 77339 77345 77346 77347 77353 77354 77355 77356 77357 77362 77365 77372 77373 77375 77377 77378 77379 77380 77381 77382 77383 77384 77385 77386 77387 77388 77389 77391 77393 77396 77401 77402 77406 77407 77410 77411 77413 77417 77422 77429 77430 77431 77433 77441 77444 77447 77449 77450 77451 77459 77461 77463 77464 77469 77471 77476 77477 77478 77479 77480 77481 77484 77486 77487 77489 77491 77492 77493 77494 77496 77497 77498 77501 77502 77503 77504 77505 77506 77507 77508 77510 77511 77512 77515 77516 77517 77518 77520 77521 77522 77530 77531 77532 77534 77536 77539 77541 77542 77545 77546 77547 77549 77550 77551 77552 77553 77554 77555 77562 77563 77565 77566 77568 77571 77572 77573 77574 77577 77578 77581 77583 77584 77586 77587 77588 77590 77591 77592 77598 77617 77623 77650
Questions
- What is the 2026 BAH for an E-5 at Houston, TX?
- $2,193 a month with dependents and $1,665 without dependents, according to DTMO's 2026 rate files for MHA TX282.
- How much is E-4 and E-6 BAH at Houston, TX?
- E-4: $1,974 with dependents, $1,524 without. E-6: $2,517 with dependents, $1,887 without.
- Did BAH go up at Houston, TX in 2026?
- With-dependents rates changed by +9.5% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
- Does BAH depend on where I live or where I am stationed?
- On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
- When will 2027 BAH rates for Houston, TX be published?
- DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.
Sources
- Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
- DTMO, 2025 and earlier rate files (same page), used for year-over-year change.
Confirm your entitlement with your finance office. How these tables are built and checked.