Military BAHRATES

2026 Basic Allowance for Housing · MA123

Fitchburg, MA BAH rates 2026

Fitchburg, MA

MA123 · 2026 BAH

$3,093/mo

E-5 · with dependents

$37,116 a year · +1.1% vs 2025

Without dependents: $2,763/mo

Dependency status

In 2026, an E-5 with dependents stationed in the Fitchburg, MA military housing area receives $3,093 a month in BAH; without dependents, $2,763. An O-3 with dependents receives $4,059.

$3,024
Lowest grade
E-1 with dependents; O-7+ gets $5,049
+2.4%
Avg change vs 2025
all 24 grades, with dependents
#48 of 299
E-5 rank
$975 above the median of housing areas
40
ZIP codes
mapped to MA123 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$3,024
$2,415
+2.1%
E-2Private (PV2) (Army), Airman (AF)
$3,024
$2,415
+2.1%
E-3Private First Class (Army), Airman First Class (AF)
$3,024
$2,415
+2.1%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$3,024
$2,415
+2.1%
E-5Sergeant (Army), Staff Sergeant (AF)
$3,093
$2,763
+1.1%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$3,468
$2,952
+0.8%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$3,687
$3,021
+1.7%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$3,918
$3,174
+2.5%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$4,212
$3,279
+3.2%
W-1Warrant Officer 1 / Warrant Officer 1
$3,492
$3,012
+0.9%
W-2Chief Warrant Officer 2
$3,780
$3,171
+2.0%
W-3Chief Warrant Officer 3
$4,068
$3,294
+3.0%
W-4Chief Warrant Officer 4
$4,266
$3,516
+3.2%
W-5Chief Warrant Officer 5
$4,506
$3,738
+3.4%
O-1EO-1 with 4+ yrs prior enlisted service
$3,729
$3,090
+2.0%
O-2EO-2 with 4+ yrs prior enlisted service
$4,026
$3,255
+2.8%
O-3EO-3 with 4+ yrs prior enlisted service
$4,302
$3,462
+3.2%
O-1Second Lieutenant
$3,147
$2,949
+1.1%
O-2First Lieutenant
$3,465
$3,075
+0.8%
O-3Captain
$4,059
$3,330
+3.0%
O-4Major
$4,587
$3,699
+3.4%
O-5Lieutenant Colonel
$4,965
$3,831
+3.8%
O-6Colonel
$5,010
$4,047
+3.8%
O-7+O-7 and above
$5,049
$4,119
+3.7%

BAH since 2022

E-5 with dependents moved from $2,358 in 2022 to $3,093 in 2026 (+31.2%).

Monthly BAH in Fitchburg, MA, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$2,000$2,500$3,000$3,500$4,000$4,50020222023202420252026E-5 with dependents 2022: $2,358E-5 with dependents 2023: $2,559E-5 with dependents 2024: $2,943E-5 with dependents 2025: $3,060E-5 with dependents 2026: $3,093O-3 with dependents 2022: $2,988O-3 with dependents 2023: $3,516O-3 with dependents 2024: $3,648O-3 with dependents 2025: $3,942O-3 with dependents 2026: $4,059$4,059O-3 with dependents$3,093E-5 with dependents
$2,000$2,500$3,000$3,500$4,000$4,500202220242026E-5 with dependents 2022: $2,358E-5 with dependents 2023: $2,559E-5 with dependents 2024: $2,943E-5 with dependents 2025: $3,060E-5 with dependents 2026: $3,093O-3 with dependents 2022: $2,988O-3 with dependents 2023: $3,516O-3 with dependents 2024: $3,648O-3 with dependents 2025: $3,942O-3 with dependents 2026: $4,059$4,059$3,093
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$2,199$2,556$2,868$2,961$3,024+37.5%
E-2$2,199$2,556$2,868$2,961$3,024+37.5%
E-3$2,199$2,556$2,868$2,961$3,024+37.5%
E-4$2,199$2,556$2,868$2,961$3,024+37.5%
E-5$2,358$2,559$2,943$3,060$3,093+31.2%
E-6$2,508$2,928$3,129$3,441$3,468+38.3%
E-7$2,679$3,144$3,318$3,624$3,687+37.6%
E-8$2,874$3,375$3,522$3,822$3,918+36.3%
E-9$3,045$3,585$3,789$4,083$4,212+38.3%
W-1$2,520$2,952$3,147$3,462$3,492+38.6%
W-2$2,760$3,243$3,405$3,705$3,780+37.0%
W-3$2,997$3,525$3,657$3,948$4,068+35.7%
W-4$3,063$3,612$3,843$4,134$4,266+39.3%
W-5$3,141$3,711$4,065$4,359$4,506+43.5%
O-1E$2,721$3,186$3,354$3,657$3,729+37.0%
O-2E$2,961$3,483$3,618$3,915$4,026+36.0%
O-3E$3,072$3,621$3,873$4,167$4,302+40.0%
O-1$2,382$2,604$2,973$3,114$3,147+32.1%
O-2$2,505$2,925$3,126$3,438$3,465+38.3%
O-3$2,988$3,516$3,648$3,942$4,059+35.8%
O-4$3,165$3,741$4,143$4,437$4,587+44.9%
O-5$3,288$3,897$4,494$4,785$4,965+51.0%
O-6$3,312$3,933$4,533$4,827$5,010+51.3%
O-7+$3,339$3,963$4,569$4,869$5,049+51.2%

Without dependents

Grade20222023202420252026Change
E-1$1,869$2,037$2,151$2,376$2,415+29.2%
E-2$1,869$2,037$2,151$2,376$2,415+29.2%
E-3$1,869$2,037$2,151$2,376$2,415+29.2%
E-4$1,869$2,037$2,151$2,376$2,415+29.2%
E-5$1,974$2,373$2,568$2,688$2,763+40.0%
E-6$2,052$2,559$2,793$2,862$2,952+43.9%
E-7$2,202$2,580$2,868$2,961$3,021+37.2%
E-8$2,394$2,631$2,985$3,141$3,174+32.6%
E-9$2,430$2,739$3,030$3,249$3,279+34.9%
W-1$2,151$2,577$2,856$2,937$3,012+40.0%
W-2$2,391$2,628$2,982$3,138$3,171+32.6%
W-3$2,433$2,751$3,039$3,264$3,294+35.4%
W-4$2,544$2,979$3,171$3,480$3,516+38.2%
W-5$2,721$3,195$3,363$3,669$3,738+37.4%
O-1E$2,358$2,586$2,940$3,057$3,090+31.0%
O-2E$2,421$2,718$3,021$3,225$3,255+34.4%
O-3E$2,499$2,922$3,120$3,432$3,462+38.5%
O-1$2,034$2,556$2,790$2,856$2,949+45.0%
O-2$2,307$2,583$2,919$3,030$3,075+33.3%
O-3$2,448$2,790$3,057$3,303$3,330+36.0%
O-4$2,691$3,156$3,327$3,633$3,699+37.5%
O-5$2,802$3,294$3,447$3,747$3,831+36.7%
O-6$2,982$3,510$3,636$3,930$4,047+35.7%
O-7+$3,024$3,567$3,699$4,005$4,119+36.2%

How Fitchburg, MA compares

E-5 with dependents is #48 of 299 housing areas in the 50 states and DC. Each tick is one area.

E-5 with dependents, every military housing area, 2026

US dollars a month

Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Fitchburg, MA$3,093
Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Fitchburg, MA$3,093
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Rent vs. utilities

DTMO's average split of the 2026 rate in this area.

Rent 84%Utilities 16%

For an E-5 with dependents that is roughly $2,598 rent and $495 utilities a month.

Counties covered

Counties of the ZIP codes DTMO maps to MA123 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Worcester County, MA 23
  • Middlesex County, MA 15
All 40 ZIP codes in this housing area

01331 01366 01368 01420 01430 01431 01432 01434 01436 01438 01440 01450 01451 01452 01453 01460 01462 01463 01464 01467 01468 01469 01472 01473 01474 01475 01503 01510 01523 01541 01561 01564 01718 01719 01720 01740 01749 01752 01754 01775

Questions

What is the 2026 BAH for an E-5 at Fitchburg, MA?
$3,093 a month with dependents and $2,763 without dependents, according to DTMO's 2026 rate files for MHA MA123.
How much is E-4 and E-6 BAH at Fitchburg, MA?
E-4: $3,024 with dependents, $2,415 without. E-6: $3,468 with dependents, $2,952 without.
Did BAH go up at Fitchburg, MA in 2026?
With-dependents rates changed by +2.4% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for Fitchburg, MA be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.