2026 Basic Allowance for Housing · AK404
Anchorage, AK BAH rates 2026
Anchorage, AK
AK404 · 2026 BAH
E-5 · with dependents
$34,488 a year · +5.2% vs 2025
Without dependents: $2,157/mo
In 2026, an E-5 with dependents stationed in the Anchorage, AK military housing area receives $2,874 a month in BAH; without dependents, $2,157. An O-3 with dependents receives $3,360.
E-1 with dependents; O-7+ gets $4,161
all 24 grades, with dependents
$756 above the median of housing areas
mapped to AK404 by DTMO
2026 BAH by rank, with and without dependents
Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1Private (PV1) (Army), Airman Basic (AF) | ||
| E-2Private (PV2) (Army), Airman (AF) | ||
| E-3Private First Class (Army), Airman First Class (AF) | ||
| E-4Specialist / Corporal (Army), Senior Airman (AF) | ||
| E-5Sergeant (Army), Staff Sergeant (AF) | ||
| E-6Staff Sergeant (Army), Technical Sergeant (AF) | ||
| E-7Sergeant First Class (Army), Master Sergeant (AF) | ||
| E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF) | ||
| E-9Sergeant Major (Army), Chief Master Sergeant (AF) | ||
| W-1Warrant Officer 1 / Warrant Officer 1 | ||
| W-2Chief Warrant Officer 2 | ||
| W-3Chief Warrant Officer 3 | ||
| W-4Chief Warrant Officer 4 | ||
| W-5Chief Warrant Officer 5 | ||
| O-1EO-1 with 4+ yrs prior enlisted service | ||
| O-2EO-2 with 4+ yrs prior enlisted service | ||
| O-3EO-3 with 4+ yrs prior enlisted service | ||
| O-1Second Lieutenant | ||
| O-2First Lieutenant | ||
| O-3Captain | ||
| O-4Major | ||
| O-5Lieutenant Colonel | ||
| O-6Colonel | ||
| O-7+O-7 and above |
BAH since 2022
E-5 with dependents moved from $2,244 in 2022 to $2,874 in 2026 (+28.1%).
Monthly BAH in Anchorage, AK, 2022–2026
US dollars a month, with dependents, two common pay grades
View as table: every grade, 2022–2026
With dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $1,845 | $1,995 | $2,040 | $2,229 | $2,277 | +23.4% |
| E-2 | $1,845 | $1,995 | $2,040 | $2,229 | $2,277 | +23.4% |
| E-3 | $1,845 | $1,995 | $2,040 | $2,229 | $2,277 | +23.4% |
| E-4 | $1,845 | $1,995 | $2,040 | $2,229 | $2,277 | +23.4% |
| E-5 | $2,244 | $2,331 | $2,448 | $2,733 | $2,874 | +28.1% |
| E-6 | $2,259 | $2,349 | $2,466 | $2,751 | $2,892 | +28.0% |
| E-7 | $2,382 | $2,493 | $2,619 | $2,919 | $3,045 | +27.8% |
| E-8 | $2,547 | $2,682 | $2,817 | $3,129 | $3,240 | +27.2% |
| E-9 | $2,712 | $2,877 | $3,069 | $3,363 | $3,486 | +28.5% |
| W-1 | $2,262 | $2,352 | $2,469 | $2,754 | $2,895 | +28.0% |
| W-2 | $2,451 | $2,574 | $2,703 | $3,006 | $3,123 | +27.4% |
| W-3 | $2,652 | $2,802 | $2,946 | $3,264 | $3,369 | +27.0% |
| W-4 | $2,736 | $2,910 | $3,117 | $3,402 | $3,528 | +28.9% |
| W-5 | $2,832 | $3,033 | $3,324 | $3,564 | $3,723 | +31.5% |
| O-1E | $2,418 | $2,529 | $2,655 | $2,955 | $3,078 | +27.3% |
| O-2E | $2,622 | $2,769 | $2,907 | $3,228 | $3,333 | +27.1% |
| O-3E | $2,745 | $2,922 | $3,147 | $3,423 | $3,558 | +29.6% |
| O-1 | $2,253 | $2,343 | $2,460 | $2,745 | $2,886 | +28.1% |
| O-2 | $2,256 | $2,346 | $2,463 | $2,748 | $2,889 | +28.1% |
| O-3 | $2,643 | $2,796 | $2,937 | $3,258 | $3,360 | +27.1% |
| O-4 | $2,862 | $3,072 | $3,393 | $3,621 | $3,789 | +32.4% |
| O-5 | $3,018 | $3,267 | $3,717 | $3,873 | $4,095 | +35.7% |
| O-6 | $3,039 | $3,294 | $3,747 | $3,909 | $4,131 | +35.9% |
| O-7+ | $3,063 | $3,321 | $3,777 | $3,939 | $4,161 | +35.8% |
Without dependents
| Grade | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| E-1 | $1,383 | $1,497 | $1,530 | $1,671 | $1,707 | +23.4% |
| E-2 | $1,383 | $1,497 | $1,530 | $1,671 | $1,707 | +23.4% |
| E-3 | $1,383 | $1,497 | $1,530 | $1,671 | $1,707 | +23.4% |
| E-4 | $1,383 | $1,497 | $1,530 | $1,671 | $1,707 | +23.4% |
| E-5 | $1,683 | $1,749 | $1,836 | $2,049 | $2,157 | +28.2% |
| E-6 | $1,692 | $1,761 | $1,848 | $2,061 | $2,169 | +28.2% |
| E-7 | $1,788 | $1,869 | $1,965 | $2,190 | $2,283 | +27.7% |
| E-8 | $1,920 | $2,055 | $2,115 | $2,346 | $2,430 | +26.6% |
| E-9 | $2,034 | $2,157 | $2,301 | $2,523 | $2,616 | +28.6% |
| W-1 | $1,695 | $1,764 | $1,851 | $2,064 | $2,172 | +28.1% |
| W-2 | $1,917 | $2,052 | $2,112 | $2,319 | $2,385 | +24.4% |
| W-3 | $2,046 | $2,160 | $2,304 | $2,526 | $2,619 | +28.0% |
| W-4 | $2,268 | $2,361 | $2,478 | $2,763 | $2,901 | +27.9% |
| W-5 | $2,418 | $2,535 | $2,664 | $2,967 | $3,087 | +27.7% |
| O-1E | $1,836 | $1,977 | $2,025 | $2,217 | $2,310 | +25.8% |
| O-2E | $2,010 | $2,130 | $2,205 | $2,436 | $2,523 | +25.5% |
| O-3E | $2,229 | $2,313 | $2,427 | $2,715 | $2,853 | +28.0% |
| O-1 | $1,689 | $1,758 | $1,845 | $2,058 | $2,166 | +28.2% |
| O-2 | $1,791 | $1,902 | $1,968 | $2,193 | $2,286 | +27.6% |
| O-3 | $2,088 | $2,196 | $2,307 | $2,538 | $2,643 | +26.6% |
| O-4 | $2,391 | $2,502 | $2,628 | $2,928 | $3,051 | +27.6% |
| O-5 | $2,484 | $2,613 | $2,787 | $3,048 | $3,162 | +27.3% |
| O-6 | $2,637 | $2,787 | $2,925 | $3,246 | $3,348 | +27.0% |
| O-7+ | $2,670 | $2,832 | $2,973 | $3,306 | $3,405 | +27.5% |
How Anchorage, AK compares
E-5 with dependents is #60 of 299 housing areas in the 50 states and DC. Each tick is one area.
E-5 with dependents, every military housing area, 2026
US dollars a month
About this housing area
Rent vs. utilities
DTMO's average split of the 2026 rate in this area.
For an E-5 with dependents that is roughly $2,443 rent and $431 utilities a month.
Counties covered
Counties of the ZIP codes DTMO maps to AK404 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.
- Yukon-Koyukuk Census Area, AK 30
- Bethel Census Area, AK 27
- Anchorage Municipality, AK 17
- Kenai Peninsula Borough, AK 15
- Nome Census Area, AK 14
- Kusilvak Census Area, AK 12
- Matanuska-Susitna Borough, AK 11
- Northwest Arctic Borough, AK 11
- North Slope Borough, AK 10
- Dillingham Census Area, AK 7
and 2 more counties.
All 173 ZIP codes in this housing area
99501 99502 99503 99504 99505 99506 99507 99508 99509 99510 99511 99513 99514 99515 99516 99517 99518 99519 99520 99521 99522 99523 99524 99529 99530 99540 99545 99551 99552 99554 99555 99556 99557 99558 99559 99561 99563 99567 99568 99569 99572 99575 99576 99577 99578 99580 99581 99585 99587 99589 99590 99599 99602 99603 99604 99605 99607 99609 99610 99611 99614 99620 99621 99622 99623 99626 99627 99628 99629 99630 99631 99632 99634 99635 99636 99637 99639 99641 99645 99650 99651 99652 99654 99655 99656 99657 99658 99659 99662 99663 99664 99665 99666 99667 99668 99669 99671 99672 99674 99675 99676 99678 99679 99680 99681 99682 99683 99684 99687 99688 99690 99691 99694 99695 99704 99720 99721 99722 99723 99724 99726 99727 99729 99730 99733 99734 99736 99739 99740 99741 99742 99743 99744 99745 99746 99747 99748 99749 99750 99751 99752 99753 99754 99755 99756 99757 99758 99759 99760 99761 99762 99763 99765 99766 99767 99768 99769 99770 99771 99772 99773 99774 99777 99778 99781 99782 99783 99784 99785 99786 99788 99789 99791
Questions
- What is the 2026 BAH for an E-5 at Anchorage, AK?
- $2,874 a month with dependents and $2,157 without dependents, according to DTMO's 2026 rate files for MHA AK404.
- How much is E-4 and E-6 BAH at Anchorage, AK?
- E-4: $2,277 with dependents, $1,707 without. E-6: $2,892 with dependents, $2,169 without.
- Did BAH go up at Anchorage, AK in 2026?
- With-dependents rates changed by +4.1% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
- Does BAH depend on where I live or where I am stationed?
- On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
- When will 2027 BAH rates for Anchorage, AK be published?
- DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.
Sources
- Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
- DTMO, 2025 and earlier rate files (same page), used for year-over-year change.
Confirm your entitlement with your finance office. How these tables are built and checked.