Military BAHRATES

2026 Basic Allowance for Housing · OH232

Toledo, OH BAH rates 2026

Toledo, OH

OH232 · 2026 BAH

$2,031/mo

E-5 · with dependents

$24,372 a year · +3.4% vs 2025

Without dependents: $1,524/mo

Dependency status

In 2026, an E-5 with dependents stationed in the Toledo, OH military housing area receives $2,031 a month in BAH; without dependents, $1,524. An O-3 with dependents receives $2,199.

$1,758
Lowest grade
E-1 with dependents; O-7+ gets $2,850
+4.1%
Avg change vs 2025
all 24 grades, with dependents
#167 of 299
E-5 rank
$87 below the median of housing areas
90
ZIP codes
mapped to OH232 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$1,758
$1,320
+2.4%
E-2Private (PV2) (Army), Airman (AF)
$1,758
$1,320
+2.4%
E-3Private First Class (Army), Airman First Class (AF)
$1,758
$1,320
+2.4%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$1,758
$1,320
+2.4%
E-5Sergeant (Army), Staff Sergeant (AF)
$2,031
$1,524
+3.4%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$2,166
$1,620
+4.9%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$2,184
$1,770
+4.9%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$2,193
$2,064
+4.9%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$2,283
$2,091
+5.1%
W-1Warrant Officer 1 / Warrant Officer 1
$2,181
$1,671
+4.9%
W-2Chief Warrant Officer 2
$2,190
$2,061
+4.9%
W-3Chief Warrant Officer 3
$2,202
$2,100
+4.9%
W-4Chief Warrant Officer 4
$2,319
$2,157
+4.9%
W-5Chief Warrant Officer 5
$2,490
$2,169
+4.3%
O-1EO-1 with 4+ yrs prior enlisted service
$2,187
$2,028
+4.9%
O-2EO-2 with 4+ yrs prior enlisted service
$2,196
$2,085
+4.9%
O-3EO-3 with 4+ yrs prior enlisted service
$2,346
$2,154
+4.8%
O-1Second Lieutenant
$2,058
$1,545
+3.6%
O-2First Lieutenant
$2,163
$1,944
+4.9%
O-3Captain
$2,199
$2,112
+4.9%
O-4Major
$2,544
$2,160
+3.9%
O-5Lieutenant Colonel
$2,811
$2,172
+3.3%
O-6Colonel
$2,832
$2,175
+3.2%
O-7+O-7 and above
$2,850
$2,196
+3.0%

BAH since 2022

E-5 with dependents moved from $1,485 in 2022 to $2,031 in 2026 (+36.8%).

Monthly BAH in Toledo, OH, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$1,250$1,500$1,750$2,000$2,25020222023202420252026E-5 with dependents 2022: $1,485E-5 with dependents 2023: $1,710E-5 with dependents 2024: $1,881E-5 with dependents 2025: $1,965E-5 with dependents 2026: $2,031O-3 with dependents 2022: $1,878O-3 with dependents 2023: $1,869O-3 with dependents 2024: $1,947O-3 with dependents 2025: $2,097O-3 with dependents 2026: $2,199$2,199O-3 with dependents$2,031E-5 with dependents
$1,250$1,500$1,750$2,000$2,250202220242026E-5 with dependents 2022: $1,485E-5 with dependents 2023: $1,710E-5 with dependents 2024: $1,881E-5 with dependents 2025: $1,965E-5 with dependents 2026: $2,031O-3 with dependents 2022: $1,878O-3 with dependents 2023: $1,869O-3 with dependents 2024: $1,947O-3 with dependents 2025: $2,097O-3 with dependents 2026: $2,199$2,199$2,031
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$1,443$1,572$1,587$1,716$1,758+21.8%
E-2$1,443$1,572$1,587$1,716$1,758+21.8%
E-3$1,443$1,572$1,587$1,716$1,758+21.8%
E-4$1,443$1,572$1,587$1,716$1,758+21.8%
E-5$1,485$1,710$1,881$1,965$2,031+36.8%
E-6$1,755$1,836$1,902$2,064$2,166+23.4%
E-7$1,800$1,854$1,920$2,082$2,184+21.3%
E-8$1,851$1,863$1,932$2,091$2,193+18.5%
E-9$1,974$1,956$2,040$2,172$2,283+15.7%
W-1$1,770$1,851$1,917$2,079$2,181+23.2%
W-2$1,821$1,860$1,926$2,088$2,190+20.3%
W-3$1,881$1,872$1,950$2,100$2,202+17.1%
W-4$2,010$2,007$2,079$2,211$2,319+15.4%
W-5$2,160$2,196$2,241$2,388$2,490+15.3%
O-1E$1,809$1,857$1,923$2,085$2,187+20.9%
O-2E$1,872$1,866$1,941$2,094$2,196+17.3%
O-3E$2,028$2,031$2,100$2,238$2,346+15.7%
O-1$1,521$1,734$1,893$1,986$2,058+35.3%
O-2$1,752$1,833$1,899$2,061$2,163+23.5%
O-3$1,878$1,869$1,947$2,097$2,199+17.1%
O-4$2,211$2,262$2,295$2,448$2,544+15.1%
O-5$2,448$2,565$2,544$2,721$2,811+14.8%
O-6$2,466$2,586$2,562$2,745$2,832+14.8%
O-7+$2,484$2,607$2,580$2,766$2,850+14.7%

Without dependents

Grade20222023202420252026Change
E-1$1,110$1,179$1,191$1,287$1,320+18.9%
E-2$1,110$1,179$1,191$1,287$1,320+18.9%
E-3$1,110$1,179$1,191$1,287$1,320+18.9%
E-4$1,110$1,179$1,191$1,287$1,320+18.9%
E-5$1,296$1,317$1,410$1,473$1,524+17.6%
E-6$1,398$1,437$1,422$1,545$1,620+15.9%
E-7$1,443$1,572$1,599$1,725$1,770+22.7%
E-8$1,545$1,740$1,893$1,989$2,064+33.6%
E-9$1,620$1,764$1,899$2,007$2,091+29.1%
W-1$1,440$1,533$1,494$1,638$1,671+16.0%
W-2$1,542$1,737$1,890$1,986$2,061+33.7%
W-3$1,626$1,770$1,902$2,013$2,100+29.2%
W-4$1,761$1,830$1,911$2,055$2,157+22.5%
W-5$1,809$1,836$1,917$2,064$2,169+19.9%
O-1E$1,485$1,704$1,878$1,962$2,028+36.6%
O-2E$1,602$1,761$1,896$2,001$2,085+30.1%
O-3E$1,749$1,824$1,908$2,052$2,154+23.2%
O-1$1,395$1,425$1,419$1,491$1,545+10.8%
O-2$1,473$1,665$1,782$1,884$1,944+32.0%
O-3$1,656$1,785$1,905$2,022$2,112+27.5%
O-4$1,797$1,833$1,914$2,058$2,160+20.2%
O-5$1,836$1,923$1,920$2,067$2,172+18.3%
O-6$1,866$1,941$1,926$2,070$2,175+16.6%
O-7+$1,884$1,956$1,956$2,082$2,196+16.6%

How Toledo, OH compares

E-5 with dependents is #167 of 299 housing areas in the 50 states and DC. Each tick is one area.

E-5 with dependents, every military housing area, 2026

US dollars a month

Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Highest $5,127Toledo, OH$2,031
Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Highest $5,127Toledo, OH$2,031
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Rent vs. utilities

DTMO's average split of the 2026 rate in this area.

Rent 82%Utilities 18%

For an E-5 with dependents that is roughly $1,665 rent and $366 utilities a month.

Counties covered

Counties of the ZIP codes DTMO maps to OH232 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Wood County, OH 28
  • Lucas County, OH 25
  • Monroe County, MI 16
  • Fulton County, OH 1
All 90 ZIP codes in this housing area

43402 43403 43405 43406 43413 43414 43434 43437 43441 43443 43447 43450 43451 43457 43460 43462 43463 43465 43466 43467 43504 43511 43522 43525 43528 43529 43537 43541 43542 43547 43551 43552 43558 43560 43565 43566 43569 43571 43601 43603 43604 43605 43606 43607 43608 43609 43610 43611 43612 43613 43614 43615 43616 43617 43619 43620 43623 43635 43652 43654 43656 43657 43659 43660 43661 43666 43667 43681 43682 43697 43699 44817 45872 48110 48117 48131 48133 48140 48144 48145 48157 48159 48161 48162 48166 48177 48179 48182 49267 49270

Questions

What is the 2026 BAH for an E-5 at Toledo, OH?
$2,031 a month with dependents and $1,524 without dependents, according to DTMO's 2026 rate files for MHA OH232.
How much is E-4 and E-6 BAH at Toledo, OH?
E-4: $1,758 with dependents, $1,320 without. E-6: $2,166 with dependents, $1,620 without.
Did BAH go up at Toledo, OH in 2026?
With-dependents rates changed by +4.1% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for Toledo, OH be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.