Military BAHRATES

2026 Basic Allowance for Housing · NJ202

Northern New Jersey, NJ BAH rates 2026

Northern New Jersey, NJ

NJ202 · 2026 BAH

$4,749/mo

E-5 · with dependents

$56,988 a year · +8.1% vs 2025

Without dependents: $3,561/mo

Dependency status

In 2026, an E-5 with dependents stationed in the Northern New Jersey, NJ military housing area receives $4,749 a month in BAH; without dependents, $3,561. An O-3 with dependents receives $5,094.

$4,275
Lowest grade
E-1 with dependents; O-7+ gets $6,093
+7.5%
Avg change vs 2025
all 24 grades, with dependents
#4 of 299
E-5 rank
$2,631 above the median of housing areas
287
ZIP codes
mapped to NJ202 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$4,275
$3,207
+5.9%
E-2Private (PV2) (Army), Airman (AF)
$4,275
$3,207
+5.9%
E-3Private First Class (Army), Airman First Class (AF)
$4,275
$3,207
+5.9%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$4,275
$3,207
+5.9%
E-5Sergeant (Army), Staff Sergeant (AF)
$4,749
$3,561
+8.1%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$5,052
$3,861
+8.9%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$5,073
$4,299
+8.9%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$5,082
$4,815
+8.7%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$5,235
$4,896
+7.9%
W-1Warrant Officer 1 / Warrant Officer 1
$5,070
$4,113
+8.9%
W-2Chief Warrant Officer 2
$5,079
$4,812
+8.9%
W-3Chief Warrant Officer 3
$5,097
$4,908
+8.5%
W-4Chief Warrant Officer 4
$5,289
$5,046
+7.6%
W-5Chief Warrant Officer 5
$5,529
$5,067
+6.7%
O-1EO-1 with 4+ yrs prior enlisted service
$5,076
$4,746
+8.9%
O-2EO-2 with 4+ yrs prior enlisted service
$5,088
$4,878
+8.5%
O-3EO-3 with 4+ yrs prior enlisted service
$5,325
$5,043
+7.5%
O-1Second Lieutenant
$4,791
$3,801
+8.2%
O-2First Lieutenant
$5,049
$4,593
+8.9%
O-3Captain
$5,094
$4,938
+8.5%
O-4Major
$5,610
$5,055
+6.4%
O-5Lieutenant Colonel
$5,991
$5,070
+5.3%
O-6Colonel
$6,042
$5,073
+5.2%
O-7+O-7 and above
$6,093
$5,163
+5.2%

BAH since 2022

E-5 with dependents moved from $3,135 in 2022 to $4,749 in 2026 (+51.5%).

Monthly BAH in Northern New Jersey, NJ, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$3,000$4,000$5,000$6,00020222023202420252026E-5 with dependents 2022: $3,135E-5 with dependents 2023: $3,882E-5 with dependents 2024: $4,032E-5 with dependents 2025: $4,392E-5 with dependents 2026: $4,749O-3 with dependents 2022: $3,444O-3 with dependents 2023: $4,128O-3 with dependents 2024: $4,299O-3 with dependents 2025: $4,695O-3 with dependents 2026: $5,094$5,094O-3 with dependents$4,749E-5 with dependents
$3,000$4,000$5,000$6,000202220242026E-5 with dependents 2022: $3,135E-5 with dependents 2023: $3,882E-5 with dependents 2024: $4,032E-5 with dependents 2025: $4,392E-5 with dependents 2026: $4,749O-3 with dependents 2022: $3,444O-3 with dependents 2023: $4,128O-3 with dependents 2024: $4,299O-3 with dependents 2025: $4,695O-3 with dependents 2026: $5,094$5,094$4,749
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$2,865$3,546$3,723$4,035$4,275+49.2%
E-2$2,865$3,546$3,723$4,035$4,275+49.2%
E-3$2,865$3,546$3,723$4,035$4,275+49.2%
E-4$2,865$3,546$3,723$4,035$4,275+49.2%
E-5$3,135$3,882$4,032$4,392$4,749+51.5%
E-6$3,405$4,098$4,263$4,638$5,052+48.4%
E-7$3,423$4,113$4,284$4,659$5,073+48.2%
E-8$3,435$4,122$4,293$4,677$5,082+47.9%
E-9$3,573$4,230$4,485$4,851$5,235+46.5%
W-1$3,420$4,110$4,281$4,656$5,070+48.2%
W-2$3,429$4,119$4,290$4,665$5,079+48.1%
W-3$3,447$4,131$4,302$4,698$5,097+47.9%
W-4$3,621$4,278$4,566$4,914$5,289+46.1%
W-5$3,831$4,482$4,920$5,181$5,529+44.3%
O-1E$3,426$4,116$4,287$4,662$5,076+48.2%
O-2E$3,441$4,125$4,296$4,689$5,088+47.9%
O-3E$3,648$4,305$4,617$4,953$5,325+46.0%
O-1$3,171$3,912$4,068$4,428$4,791+51.1%
O-2$3,402$4,095$4,260$4,635$5,049+48.4%
O-3$3,444$4,128$4,299$4,695$5,094+47.9%
O-4$3,903$4,554$5,046$5,274$5,610+43.7%
O-5$4,236$4,875$5,607$5,691$5,991+41.4%
O-6$4,272$4,917$5,655$5,745$6,042+41.4%
O-7+$4,305$4,959$5,706$5,793$6,093+41.5%

Without dependents

Grade20222023202420252026Change
E-1$2,148$2,661$2,793$3,027$3,207+49.3%
E-2$2,148$2,661$2,793$3,027$3,207+49.3%
E-3$2,148$2,661$2,793$3,027$3,207+49.3%
E-4$2,148$2,661$2,793$3,027$3,207+49.3%
E-5$2,403$2,952$3,156$3,414$3,561+48.2%
E-6$2,625$3,252$3,444$3,720$3,861+47.1%
E-7$2,874$3,564$3,735$4,050$4,299+49.6%
E-8$3,192$3,930$4,083$4,446$4,815+50.8%
E-9$3,267$3,990$4,143$4,509$4,896+49.9%
W-1$2,778$3,435$3,621$3,915$4,113+48.1%
W-2$3,189$3,927$4,080$4,443$4,812+50.9%
W-3$3,276$3,993$4,155$4,521$4,908+49.8%
W-4$3,402$4,092$4,260$4,635$5,046+48.3%
W-5$3,420$4,098$4,266$4,662$5,067+48.2%
O-1E$3,135$3,885$4,029$4,389$4,746+51.4%
O-2E$3,252$3,975$4,128$4,494$4,878+50.0%
O-3E$3,399$4,089$4,254$4,629$5,043+48.4%
O-1$2,592$3,213$3,408$3,675$3,801+46.6%
O-2$3,045$3,771$3,930$4,275$4,593+50.8%
O-3$3,303$4,014$4,176$4,545$4,938+49.5%
O-4$3,411$4,095$4,263$4,650$5,055+48.2%
O-5$3,423$4,101$4,269$4,665$5,070+48.1%
O-6$3,429$4,104$4,272$4,674$5,073+47.9%
O-7+$3,480$4,152$4,326$4,761$5,163+48.4%

DTMO listed this area under a different name in 2022, 2023: NORTHERN NEW JERSEY.

How Northern New Jersey, NJ compares

E-5 with dependents is #4 of 299 housing areas in the 50 states and DC. Each tick is one area.

E-5 with dependents, every military housing area, 2026

US dollars a month

Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Northern New Jersey, NJ$4,749
Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Philadelphia, PA/Camden, NJ: $2,691Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Northern New Jersey, NJ$4,749
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Rent vs. utilities

DTMO's average split of the 2026 rate in this area.

Rent 89%Utilities 11%

For an E-5 with dependents that is roughly $4,227 rent and $522 utilities a month.

Counties covered

Counties of the ZIP codes DTMO maps to NJ202 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Bergen County, NJ 66
  • Morris County, NJ 50
  • Essex County, NJ 31
  • Passaic County, NJ 27
  • Union County, NJ 25
  • Sussex County, NJ 19
  • Hudson County, NJ 15
All 287 ZIP codes in this housing area

07003 07004 07005 07006 07007 07009 07010 07011 07012 07013 07014 07015 07016 07017 07018 07019 07020 07021 07022 07023 07024 07026 07027 07028 07029 07030 07031 07032 07033 07034 07035 07036 07039 07040 07041 07042 07043 07044 07045 07046 07047 07050 07051 07052 07054 07055 07057 07058 07060 07061 07062 07065 07066 07068 07070 07071 07072 07073 07074 07075 07076 07078 07079 07081 07082 07083 07086 07087 07088 07090 07091 07092 07093 07094 07096 07097 07099 07101 07102 07103 07104 07105 07106 07107 07108 07109 07110 07111 07112 07114 07175 07184 07188 07189 07191 07192 07193 07195 07198 07199 07201 07202 07203 07204 07205 07206 07207 07208 07302 07303 07304 07305 07306 07307 07308 07310 07311 07395 07399 07401 07403 07405 07407 07410 07416 07417 07418 07419 07420 07421 07422 07423 07424 07428 07430 07432 07435 07436 07438 07439 07440 07442 07444 07446 07450 07451 07452 07456 07457 07458 07460 07461 07462 07463 07465 07470 07474 07480 07481 07495 07501 07502 07503 07504 07505 07506 07507 07508 07509 07510 07511 07512 07513 07514 07522 07524 07533 07538 07543 07544 07601 07602 07603 07604 07605 07606 07607 07608 07620 07621 07624 07626 07627 07628 07630 07631 07632 07640 07641 07642 07643 07644 07645 07646 07647 07648 07649 07650 07652 07653 07656 07657 07660 07661 07662 07663 07666 07670 07675 07676 07677 07699 07801 07802 07803 07806 07821 07822 07826 07827 07828 07834 07836 07837 07839 07842 07843 07845 07847 07848 07849 07850 07851 07852 07853 07855 07856 07857 07860 07866 07869 07870 07871 07874 07875 07876 07877 07878 07879 07881 07885 07890 07901 07902 07922 07926 07927 07928 07930 07932 07933 07935 07936 07940 07945 07946 07950 07960 07961 07962 07963 07970 07974 07976 07980 07981 07999

Questions

What is the 2026 BAH for an E-5 at Northern New Jersey, NJ?
$4,749 a month with dependents and $3,561 without dependents, according to DTMO's 2026 rate files for MHA NJ202.
How much is E-4 and E-6 BAH at Northern New Jersey, NJ?
E-4: $4,275 with dependents, $3,207 without. E-6: $5,052 with dependents, $3,861 without.
Did BAH go up at Northern New Jersey, NJ in 2026?
With-dependents rates changed by +7.5% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for Northern New Jersey, NJ be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.