Military BAHRATES

2026 Basic Allowance for Housing · PA248

Philadelphia, PA/Camden, NJ BAH rates 2026

Philadelphia, PA/Camden, NJ

PA248 · 2026 BAH

$2,691/mo

E-5 · with dependents

$32,292 a year · +5.2% vs 2025

Without dependents: $2,091/mo

Dependency status

In 2026, an E-5 with dependents stationed in the Philadelphia, PA/Camden, NJ military housing area receives $2,691 a month in BAH; without dependents, $2,091. An O-3 with dependents receives $3,015.

$2,448
Lowest grade
E-1 with dependents; O-7+ gets $3,816
+3.7%
Avg change vs 2025
all 24 grades, with dependents
#71 of 299
E-5 rank
$573 above the median of housing areas
261
ZIP codes
mapped to PA248 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$2,448
$1,893
+5.0%
E-2Private (PV2) (Army), Airman (AF)
$2,448
$1,893
+5.0%
E-3Private First Class (Army), Airman First Class (AF)
$2,448
$1,893
+5.0%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$2,448
$1,893
+5.0%
E-5Sergeant (Army), Staff Sergeant (AF)
$2,691
$2,091
+5.2%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$2,979
$2,232
+5.0%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$3,000
$2,457
+4.2%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$3,009
$2,754
+2.9%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$3,111
$2,832
+1.7%
W-1Warrant Officer 1 / Warrant Officer 1
$2,997
$2,373
+4.9%
W-2Chief Warrant Officer 2
$3,006
$2,751
+3.7%
W-3Chief Warrant Officer 3
$3,018
$2,844
+2.0%
W-4Chief Warrant Officer 4
$3,156
$2,973
+1.7%
W-5Chief Warrant Officer 5
$3,366
$2,982
+2.7%
O-1EO-1 with 4+ yrs prior enlisted service
$3,003
$2,688
+4.2%
O-2EO-2 with 4+ yrs prior enlisted service
$3,012
$2,814
+2.1%
O-3EO-3 with 4+ yrs prior enlisted service
$3,189
$2,970
+2.0%
O-1Second Lieutenant
$2,733
$2,205
+5.1%
O-2First Lieutenant
$2,976
$2,613
+5.0%
O-3Captain
$3,015
$2,871
+2.0%
O-4Major
$3,435
$2,976
+2.9%
O-5Lieutenant Colonel
$3,759
$2,985
+4.1%
O-6Colonel
$3,789
$2,988
+4.0%
O-7+O-7 and above
$3,816
$3,018
+3.8%

BAH since 2022

E-5 with dependents moved from $2,184 in 2022 to $2,691 in 2026 (+23.2%).

Monthly BAH in Philadelphia, PA/Camden, NJ, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$2,000$2,250$2,500$2,750$3,000$3,25020222023202420252026E-5 with dependents 2022: $2,184E-5 with dependents 2023: $2,346E-5 with dependents 2024: $2,421E-5 with dependents 2025: $2,559E-5 with dependents 2026: $2,691O-3 with dependents 2022: $2,325O-3 with dependents 2023: $2,799O-3 with dependents 2024: $2,799O-3 with dependents 2025: $2,955O-3 with dependents 2026: $3,015$3,015O-3 with dependents$2,691E-5 with dependents
$2,000$2,250$2,500$2,750$3,000$3,250202220242026E-5 with dependents 2022: $2,184E-5 with dependents 2023: $2,346E-5 with dependents 2024: $2,421E-5 with dependents 2025: $2,559E-5 with dependents 2026: $2,691O-3 with dependents 2022: $2,325O-3 with dependents 2023: $2,799O-3 with dependents 2024: $2,799O-3 with dependents 2025: $2,955O-3 with dependents 2026: $3,015$3,015$2,691
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$2,022$2,106$2,217$2,331$2,448+21.1%
E-2$2,022$2,106$2,217$2,331$2,448+21.1%
E-3$2,022$2,106$2,217$2,331$2,448+21.1%
E-4$2,022$2,106$2,217$2,331$2,448+21.1%
E-5$2,184$2,346$2,421$2,559$2,691+23.2%
E-6$2,274$2,601$2,736$2,838$2,979+31.0%
E-7$2,289$2,673$2,757$2,880$3,000+31.1%
E-8$2,310$2,748$2,781$2,925$3,009+30.3%
E-9$2,415$2,880$2,874$3,060$3,111+28.8%
W-1$2,286$2,619$2,754$2,856$2,997+31.1%
W-2$2,298$2,706$2,769$2,898$3,006+30.8%
W-3$2,328$2,802$2,802$2,958$3,018+29.6%
W-4$2,451$2,916$2,904$3,102$3,156+28.8%
W-5$2,595$3,051$3,039$3,279$3,366+29.7%
O-1E$2,292$2,682$2,760$2,883$3,003+31.0%
O-2E$2,319$2,784$2,790$2,949$3,012+29.9%
O-3E$2,466$2,931$2,922$3,126$3,189+29.3%
O-1$2,199$2,385$2,466$2,601$2,733+24.3%
O-2$2,271$2,598$2,733$2,835$2,976+31.0%
O-3$2,325$2,799$2,799$2,955$3,015+29.7%
O-4$2,646$3,096$3,081$3,339$3,435+29.8%
O-5$2,877$3,306$3,288$3,612$3,759+30.7%
O-6$2,898$3,336$3,312$3,645$3,789+30.7%
O-7+$2,919$3,363$3,339$3,675$3,816+30.7%

Without dependents

Grade20222023202420252026Change
E-1$1,518$1,581$1,779$1,800$1,893+24.7%
E-2$1,518$1,581$1,779$1,800$1,893+24.7%
E-3$1,518$1,581$1,779$1,800$1,893+24.7%
E-4$1,518$1,581$1,779$1,800$1,893+24.7%
E-5$1,704$1,761$1,923$1,989$2,091+22.7%
E-6$1,875$1,950$2,049$2,127$2,232+19.0%
E-7$2,028$2,112$2,223$2,337$2,457+21.2%
E-8$2,208$2,403$2,487$2,619$2,754+24.7%
E-9$2,223$2,469$2,574$2,694$2,832+27.4%
W-1$1,977$2,034$2,157$2,259$2,373+20.0%
W-2$2,205$2,400$2,484$2,616$2,751+24.8%
W-3$2,226$2,478$2,589$2,706$2,844+27.8%
W-4$2,268$2,613$2,736$2,841$2,973+31.1%
W-5$2,292$2,688$2,760$2,889$2,982+30.1%
O-1E$2,184$2,340$2,418$2,556$2,688+23.1%
O-2E$2,220$2,457$2,556$2,676$2,814+26.8%
O-3E$2,262$2,592$2,727$2,829$2,970+31.3%
O-1$1,857$1,863$2,010$2,097$2,205+18.7%
O-2$2,133$2,268$2,352$2,487$2,613+22.5%
O-3$2,235$2,505$2,619$2,733$2,871+28.5%
O-4$2,280$2,667$2,748$2,874$2,976+30.5%
O-5$2,295$2,715$2,763$2,895$2,985+30.1%
O-6$2,310$2,784$2,775$2,937$2,988+29.4%
O-7+$2,337$2,829$2,823$2,991$3,018+29.1%

How Philadelphia, PA/Camden, NJ compares

E-5 with dependents is #71 of 299 housing areas in the 50 states and DC. Each tick is one area.

E-5 with dependents, every military housing area, 2026

US dollars a month

Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Median $2,118Highest $5,127Philadelphia, PA/Camden, NJ$2,691
Ketchikan, AK: $2,868Sitka, AK: $3,210Juneau, AK: $3,354Kodiak Island, AK: $2,865Anchorage, AK: $2,874Fairbanks, AK: $2,436Anniston/Fort McClellan, AL: $1,185Fort Rucker, AL: $1,572Huntsville, AL: $1,797Mobile, AL: $1,887Montgomery, AL: $1,683Auburn, AL: $1,707Birmingham, AL: $2,439Little Rock, AR: $1,848Fort Chaffee/Fort Smith, AR: $1,263Fayetteville, AR: $1,782Phoenix, AZ: $2,289Fort Huachuca, AZ: $1,719Davis-Monthan AFB, AZ: $1,905Yuma, AZ: $1,695Oakland, CA: $3,759San Francisco, CA: $5,127China Lake, CA: $1,563Fresno, CA: $2,439Lemoore NAS, CA: $2,139Camp Pendleton, CA: $3,963Ventura, CA: $3,537Vandenberg SFB, CA: $3,333Marin/Sonoma, CA: $3,303Barstow/Fort Irwin, CA: $2,001San Bernardino, CA: $3,288Twentynine Palms MCB, CA: $1,980Beale AFB, CA: $2,967Sacramento, CA: $2,904Stockton, CA: $2,553Vallejo/Travis AFB, CA: $3,369Los Angeles, CA: $3,882San Diego, CA: $3,975Monterey, CA: $3,465Riverside, CA: $3,351Humboldt County, CA: $1,827Santa Clara County, CA: $4,659San Luis Obispo, CA: $3,198Bridgeport, CA: $2,085El Centro, CA: $1,986Edwards AFB/Palmdale, CA: $2,658Denver, CO: $2,841Colorado Springs, CO: $2,358Fort Collins, CO: $2,268Boulder, CO: $2,754New London, CT: $2,580Hartford, CT: $2,901New Haven/Fairfield, CT: $3,069Washington, DC Metro Area: $3,132Dover AFB/Rehoboth, DE: $2,277Eglin AFB, FL: $2,433Gainesville, FL: $2,040Jacksonville, FL: $2,181Patrick SFB, FL: $2,502Miami/Fort Lauderdale, FL: $3,660Orlando, FL: $2,658Panama City, FL: $2,163Pensacola, FL: $1,863Tallahassee, FL: $1,824Tampa, FL: $2,709West Palm Beach, FL: $3,423Ocala, FL: $2,370Florida Keys, FL: $3,969Volusia County, FL: $2,286Fort Pierce, FL: $2,691Fort Myers Beach, FL: $2,694Atlanta, GA: $2,388Albany, GA: $1,371Fort Gordon, GA: $1,890Kings Bay/Brunswick, GA: $2,133Fort Benning, GA: $1,716Robins AFB, GA: $1,800Savannah, GA: $2,415Dahlonega, GA: $2,208Fort Stewart, GA: $2,310Moody AFB, GA: $1,524Maui County, HI: $4,329Honolulu County, HI: $3,663Hawaii County, HI: $3,594Kauai County, HI: $3,798Des Moines, IA: $1,770Boise, ID: $1,926Mountain Home AFB, ID: $1,605Champaign/Urbana, IL: $1,539Rock Island, IL: $1,908Peoria, IL: $1,572Great Lakes NAVTRACEN, IL: $2,427Scott AFB, IL: $1,542Chicago, IL: $3,438Springfield/Decatur, IL: $1,527Indianapolis, IN: $1,875Fort Wayne, IN: $1,947Terre Haute, IN: $1,494Bloomington, IN: $1,905Fort Riley, KS: $1,314Wichita/McConnell AFB, KS: $1,377Fort Leavenworth, KS: $1,815Topeka, KS: $1,626Fort Campbell, KY: $1,815Lexington, KY: $1,875Louisville, KY: $1,989Fort Knox, KY: $1,647Frankfort, KY: $1,410Paducah, KY: $1,365Alexandria, LA: $1,290Baton Rouge, LA: $1,875Fort Polk, LA: $1,218New Orleans, LA: $1,905Shreveport/Barksdale AFB, LA: $1,845Lafayette, LA: $1,584St. Mary and Terrebonne, LA: $1,620Lake Charles, LA: $1,356Monroe, LA: $1,194Nantucket, MA: $4,344Boston, MA: $4,791Worcester, MA: $2,919Fitchburg, MA: $3,093Cape Cod-Plymouth, MA: $3,924Essex Co., MA: $3,477Hampden County, MA: $2,388Martha's Vineyard, MA: $3,984Hanscom AFB, MA: $4,188Aberdeen Proving Grounds, MD: $2,478Annapolis, MD: $2,928Baltimore, MD: $2,610Fort Detrick, MD: $2,682Fort G. G. Meade, MD: $2,901Indian Head NAVORDSTA, MD: $3,249Patuxent River, MD: $2,406Eastern Shore, MD: $2,121Oxford, MD: $2,445Brunswick, ME: $2,205Portland, ME: $3,252Coastal Maine, ME: $2,193Bangor, ME: $1,893Detroit, MI: $2,361Marquette, MI: $1,821Sault Ste. Marie, MI: $1,536Traverse City, MI: $2,070Grand Haven, MI: $2,181Battle Creek/Kalamazoo, MI: $1,959Lansing, MI: $1,806Grand Rapids, MI: $2,148Ann Arbor, MI: $2,559Saginaw, MI: $1,503Duluth, MN: $2,064Minneapolis/St. Paul, MN: $2,541Kansas City, MO: $1,986St. Louis, MO: $2,436Whiteman AFB, MO: $1,611Fort Leonard Wood, MO: $1,479Springfield, MO: $1,389Columbia/Jefferson City, MO: $1,377Gulfport, MS: $1,602Columbus AFB, MS: $1,398Jackson, MS: $1,920Meridian, MS: $1,290Hattiesburg, MS: $1,395Malmstrom SFB/Great Falls, MT: $1,608Helena, MT: $1,887Outer Banks, NC: $2,604Morehead/Cherry Pt. MCAS, NC: $1,851Camp Lejeune, NC: $1,584Charlotte, NC: $2,169Durham/Chapel Hill, NC: $2,118Elizabeth City, NC: $2,508Fort Bragg/Pope, NC: $1,806Seymour Johnson AFB, NC: $1,521Greensboro, NC: $1,809Raleigh, NC: $2,091Wilmington, NC: $2,040Asheville, NC: $2,214Bismarck, ND: $1,596Fargo, ND: $1,707Grand Forks, ND: $1,731Minot AFB, ND: $1,548Omaha/Offutt AFB, NE: $2,085Lincoln, NE: $1,788Portsmouth, NH/Kittery, ME: $3,321Manchester/Concord, NH: $3,177Atlantic City, NJ: $2,655Cape May, NJ: $2,754Fort Monmouth/Earle NWS, NJ: $3,549Perth Amboy, NJ: $3,393Northern New Jersey, NJ: $4,749Trenton, NJ: $3,465JB McGuire-Dix-Lakehurst, NJ: $2,823Holloman AFB/Alamogordo, NM: $1,590Albuquerque/Kirtland AFB, NM: $2,211Cannon AFB/Clovis, NM: $1,365White Sands MR/Las Cruces, NM: $1,701Santa Fe/Los Alamos, NM: $2,964Fallon NAS, NV: $1,596Nellis AFB/Las Vegas, NV: $2,070Reno/Carson City, NV: $2,391Ballston Spa/Albany, NY: $2,634Buffalo, NY: $2,214West Point, NY: $3,468Long Island, NY: $4,425New York City, NY: $5,070Rochester, NY: $2,214Rome/Griffiss AFB, NY: $2,109Syracuse, NY: $2,049Fort Drum/Watertown, NY: $1,665Westchester County, NY: $4,479Staten Island, NY: $3,735Akron, OH: $1,581Cincinnati, OH: $2,283Cleveland, OH: $1,998Columbus, OH: $1,875Wright-Patterson AFB, OH: $1,650Toledo, OH: $2,031Youngstown, OH: $1,191Altus AFB, OK: $1,254Vance AFB/Enid, OK: $1,200Fort Sill/Lawton, OK: $1,233Oklahoma City, OK: $1,644Tulsa, OK: $1,638Astoria, OR: $2,055Coos Bay, OR: $1,779Portland, OR: $2,379Salem, OR: $2,004Corvallis, OR: $2,388Eugene, OR: $2,187Carlisle Barracks, PA: $2,076Willow Grove, PA: $2,934Pittsburgh, PA: $2,283State College, PA: $1,791Erie, PA: $1,464Wilkes-Barre/Scranton, PA: $1,740Allentown/Bethlehem, PA: $2,373Newport, RI: $2,847Providence, RI: $3,195Beaufort/Parris Island, SC: $2,403Charleston, SC: $2,385Columbia/Fort Jackson, SC: $1,878Greenville, SC: $1,923Myrtle Beach, SC: $2,097Sumter/Shaw AFB, SC: $1,503Rapid City/Ellsworth AFB, SD: $1,986Sioux Falls, SD: $1,554Chattanooga, TN: $1,986Knoxville, TN: $2,184Memphis, TN: $2,154Nashville, TN: $2,268Johnson City/Kingsport, TN: $1,548Abilene/Dyess AFB, TX: $1,872Austin, TX: $2,241Beaumont, TX: $1,518College Station, TX: $1,758Corpus Christi, TX: $1,788Dallas, TX: $2,469Laughlin AFB/Del Rio, TX: $1,470El Paso, TX: $1,809Brownsville, TX: $1,503Houston, TX: $2,193Lubbock, TX: $1,476Goodfellow AFB, TX: $1,578San Antonio, TX: $1,869Fort Hood, TX: $1,695Wichita Falls/Sheppard AFB, TX: $1,491Fort Worth, TX: $2,118Waco, TX: $1,755Ogden/Hill AFB, UT: $2,118Salt Lake City, UT: $2,130Provo, UT: $2,058Charlottesville, VA: $2,373Quantico/Woodbridge, VA: $2,955Hampton/Newport News, VA: $2,274Norfolk/Portsmouth, VA: $2,430Richmond/Fort Lee, VA: $2,358Warrenton, VA: $3,066Lexington, VA: $1,536Roanoke, VA: $1,911Dahlgren/Fort A.P. Hill, VA: $2,313Burlington, VT: $3,120Bremerton, WA: $2,364Everett, WA: $2,748Port Angeles, WA: $2,436Seattle, WA: $3,135Spokane, WA: $2,184Tacoma, WA (JBLM): $2,556Whidbey Island, WA: $2,073Yakima, WA: $1,923Madison, WI: $2,655Milwaukee, WI: $2,607Sparta/Fort McCoy, WI: $1,395Stevens Point, WI: $1,338Morgantown, WV: $1,641Huntington, WV: $1,533Charleston, WV: $1,404Eastern Panhandle, WV: $2,058Cheyenne, WY: $1,653Lowest $1,185Highest $5,127Philadelphia, PA/Camden, NJ$2,691
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Rent vs. utilities

DTMO's average split of the 2026 rate in this area.

Rent 84%Utilities 16%

For an E-5 with dependents that is roughly $2,260 rent and $431 utilities a month.

Counties covered

Counties of the ZIP codes DTMO maps to PA248 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Philadelphia County, PA 49
  • Delaware County, PA 37
  • Camden County, NJ 34
  • New Castle County, DE 29
  • Gloucester County, NJ 26
  • Salem County, NJ 11
  • Burlington County, NJ 1
  • Chester County, PA 1
All 261 ZIP codes in this housing area

08001 08002 08003 08004 08007 08009 08010 08012 08014 08018 08020 08021 08023 08025 08026 08027 08028 08029 08030 08031 08032 08033 08034 08035 08038 08039 08043 08045 08049 08051 08056 08059 08061 08062 08063 08066 08067 08069 08070 08071 08072 08074 08078 08079 08080 08081 08083 08084 08085 08086 08089 08090 08091 08093 08094 08095 08096 08097 08098 08099 08101 08102 08103 08104 08105 08106 08107 08108 08109 08110 08312 08318 08322 08328 08343 08344 08347 19008 19010 19013 19014 19015 19016 19017 19018 19019 19022 19023 19026 19028 19029 19032 19033 19036 19037 19039 19043 19050 19052 19060 19061 19063 19064 19065 19070 19073 19074 19076 19078 19079 19081 19082 19083 19085 19086 19091 19092 19093 19094 19101 19102 19103 19104 19105 19106 19107 19108 19109 19110 19111 19112 19113 19114 19115 19116 19118 19119 19120 19121 19122 19123 19124 19125 19126 19127 19128 19129 19130 19131 19132 19133 19134 19135 19136 19137 19138 19139 19140 19141 19142 19143 19144 19145 19146 19147 19148 19149 19150 19151 19152 19153 19154 19155 19160 19161 19162 19170 19171 19172 19173 19175 19176 19177 19178 19179 19181 19182 19183 19184 19185 19187 19188 19190 19191 19192 19193 19194 19195 19196 19197 19244 19255 19317 19319 19331 19339 19340 19342 19373 19701 19702 19703 19706 19707 19708 19709 19710 19711 19712 19713 19714 19715 19716 19717 19718 19720 19721 19725 19726 19730 19731 19732 19733 19734 19735 19736 19801 19802 19803 19804 19805 19806 19807 19808 19809 19810 19850 19880 19884 19885 19886 19890 19891 19892 19893 19894 19895 19896 19897 19898 19899

Questions

What is the 2026 BAH for an E-5 at Philadelphia, PA/Camden, NJ?
$2,691 a month with dependents and $2,091 without dependents, according to DTMO's 2026 rate files for MHA PA248.
How much is E-4 and E-6 BAH at Philadelphia, PA/Camden, NJ?
E-4: $2,448 with dependents, $1,893 without. E-6: $2,979 with dependents, $2,232 without.
Did BAH go up at Philadelphia, PA/Camden, NJ in 2026?
With-dependents rates changed by +3.7% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for Philadelphia, PA/Camden, NJ be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.