2026 BAH · Tennessee

Tennessee BAH rates 2026

Tennessee has 5 military housing areas. E-5 BAH with dependents ranges from $1,548 in Johnson City/Kingsport, TN to $2,268 in Nashville, TN.

Housing area	E-1 with	E-5 with	E-5 without	O-3 with	vs 2025
Nashville, TN	$2,112	$2,268	$1,869	$2,784	+1.2%
Knoxville, TN	$2,058	$2,184	$1,809	$2,904	+6.8%
Memphis, TN	$1,992	$2,154	$1,719	$2,352	−0.9%
Chattanooga, TN	$1,863	$1,986	$1,629	$2,520	+0.9%
Johnson City/Kingsport, TN	$1,467	$1,548	$1,287	$2,343	+5.2%

Rural Tennessee: county cost groups

421 Tennessee ZIP codes fall outside the housing areas above and get a county cost group rate.

Group	ZIPs in TN	E-5 with	E-5 without
County Cost Group 550	43	$1,353	$1,092
County Cost Group 700	29	$1,497	$1,212
County Cost Group 640	28	$1,434	$1,161
County Cost Group 510	26	$1,329	$1,074
County Cost Group 600	26	$1,404	$1,137
County Cost Group 860	23	$2,487	$2,037
County Cost Group 570	20	$1,371	$1,107
County Cost Group 560	19	$1,362	$1,101
County Cost Group 580	19	$1,380	$1,119
County Cost Group 530	15	$1,338	$1,080
County Cost Group 540	15	$1,344	$1,086
County Cost Group 590	15	$1,392	$1,128
County Cost Group 770	15	$1,752	$1,425
County Cost Group 740	14	$1,590	$1,290
County Cost Group 790	14	$1,890	$1,542
County Cost Group 610	13	$1,410	$1,143
County Cost Group 780	12	$1,815	$1,476
County Cost Group 630	10	$1,425	$1,155
County Cost Group 660	10	$1,449	$1,176
County Cost Group 750	10	$1,638	$1,332
County Cost Group 760	10	$1,686	$1,368
County Cost Group 730	9	$1,557	$1,263
County Cost Group 810	8	$2,064	$1,683
County Cost Group 800	7	$1,962	$1,599
County Cost Group 620	4	$1,419	$1,149
County Cost Group 670	4	$1,461	$1,185
County Cost Group 690	2	$1,482	$1,200
County Cost Group 680	1	$1,470	$1,191

Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
DTMO, 2025 and earlier rate files (same page), used for year-over-year change.