Military BAHRATES

2026 Basic Allowance for Housing · ZZ810

BAH rates for County Cost Group 810, 2026

County Cost Group 810

ZZ810 · 2026 BAH

$2,064/mo

E-5 · with dependents

$24,768 a year · +7.8% vs 2025

Without dependents: $1,683/mo

Dependency status

County Cost Group 810 (code ZZ810) sets BAH for 366 ZIP codes outside DTMO's surveyed housing areas, mostly in New York, Montana, Arizona, California, Texas, Oregon. In 2026 an E-5 with dependents there receives $2,064 a month; without dependents, $1,683.

$1,923
Lowest grade
E-1 with dependents; O-7+ gets $3,174
+7.6%
Avg change vs 2025
all 24 grades, with dependents
#9 of 39
E-5 rank
$567 above the median of county cost groups
366
ZIP codes
mapped to ZZ810 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$1,923
$1,518
+7.7%
E-2Private (PV2) (Army), Airman (AF)
$1,923
$1,518
+7.7%
E-3Private First Class (Army), Airman First Class (AF)
$1,923
$1,518
+7.7%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$1,923
$1,518
+7.7%
E-5Sergeant (Army), Staff Sergeant (AF)
$2,064
$1,683
+7.8%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$2,388
$1,794
+7.7%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$2,472
$1,926
+7.7%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$2,565
$2,133
+8.0%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$2,706
$2,223
+7.8%
W-1Warrant Officer 1 / Warrant Officer 1
$2,406
$1,887
+7.7%
W-2Chief Warrant Officer 2
$2,511
$2,130
+7.7%
W-3Chief Warrant Officer 3
$2,625
$2,238
+7.9%
W-4Chief Warrant Officer 4
$2,736
$2,403
+7.7%
W-5Chief Warrant Officer 5
$2,874
$2,493
+7.4%
O-1EO-1 with 4+ yrs prior enlisted service
$2,487
$2,061
+7.9%
O-2EO-2 with 4+ yrs prior enlisted service
$2,607
$2,202
+7.8%
O-3EO-3 with 4+ yrs prior enlisted service
$2,757
$2,379
+7.7%
O-1Second Lieutenant
$2,109
$1,779
+7.8%
O-2First Lieutenant
$2,385
$2,022
+7.7%
O-3Captain
$2,622
$2,268
+7.9%
O-4Major
$2,916
$2,472
+7.3%
O-5Lieutenant Colonel
$3,129
$2,520
+7.1%
O-6Colonel
$3,153
$2,604
+7.0%
O-7+O-7 and above
$3,174
$2,646
+7.0%

BAH since 2022

E-5 with dependents moved from $1,554 in 2022 to $2,064 in 2026 (+32.8%).

Monthly BAH in County Cost Group 810, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$1,000$1,500$2,000$2,500$3,00020222023202420252026E-5 with dependents 2022: $1,554E-5 with dependents 2023: $1,746E-5 with dependents 2024: $1,791E-5 with dependents 2025: $1,914E-5 with dependents 2026: $2,064O-3 with dependents 2022: $1,944O-3 with dependents 2023: $2,226O-3 with dependents 2024: $2,292O-3 with dependents 2025: $2,430O-3 with dependents 2026: $2,622$2,622O-3 with dependents$2,064E-5 with dependents
$1,000$1,500$2,000$2,500$3,000202220242026E-5 with dependents 2022: $1,554E-5 with dependents 2023: $1,746E-5 with dependents 2024: $1,791E-5 with dependents 2025: $1,914E-5 with dependents 2026: $2,064O-3 with dependents 2022: $1,944O-3 with dependents 2023: $2,226O-3 with dependents 2024: $2,292O-3 with dependents 2025: $2,430O-3 with dependents 2026: $2,622$2,622$2,064
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$1,455$1,626$1,656$1,785$1,923+32.2%
E-2$1,455$1,626$1,656$1,785$1,923+32.2%
E-3$1,455$1,626$1,656$1,785$1,923+32.2%
E-4$1,455$1,626$1,656$1,785$1,923+32.2%
E-5$1,554$1,746$1,791$1,914$2,064+32.8%
E-6$1,776$2,028$2,088$2,217$2,388+34.5%
E-7$1,839$2,100$2,163$2,295$2,472+34.4%
E-8$1,905$2,175$2,241$2,376$2,565+34.6%
E-9$2,010$2,295$2,367$2,511$2,706+34.6%
W-1$1,794$2,046$2,106$2,235$2,406+34.1%
W-2$1,866$2,133$2,199$2,331$2,511+34.6%
W-3$1,947$2,229$2,295$2,433$2,625+34.8%
W-4$2,037$2,325$2,397$2,541$2,736+34.3%
W-5$2,139$2,442$2,523$2,676$2,874+34.4%
O-1E$1,854$2,109$2,175$2,304$2,487+34.1%
O-2E$1,935$2,211$2,280$2,418$2,607+34.7%
O-3E$2,046$2,340$2,415$2,559$2,757+34.8%
O-1$1,587$1,788$1,833$1,956$2,109+32.9%
O-2$1,779$2,025$2,085$2,214$2,385+34.1%
O-3$1,944$2,226$2,292$2,430$2,622+34.9%
O-4$2,169$2,478$2,562$2,718$2,916+34.4%
O-5$2,334$2,661$2,757$2,922$3,129+34.1%
O-6$2,349$2,682$2,775$2,946$3,153+34.2%
O-7+$2,364$2,703$2,796$2,967$3,174+34.3%

Without dependents

Grade20222023202420252026Change
E-1$1,134$1,254$1,275$1,389$1,518+33.9%
E-2$1,134$1,254$1,275$1,389$1,518+33.9%
E-3$1,134$1,254$1,275$1,389$1,518+33.9%
E-4$1,134$1,254$1,275$1,389$1,518+33.9%
E-5$1,275$1,410$1,431$1,554$1,683+32.0%
E-6$1,362$1,518$1,563$1,662$1,794+31.7%
E-7$1,458$1,626$1,659$1,785$1,926+32.1%
E-8$1,596$1,809$1,854$1,980$2,133+33.6%
E-9$1,665$1,884$1,938$2,061$2,223+33.5%
W-1$1,434$1,599$1,623$1,752$1,887+31.6%
W-2$1,602$1,806$1,851$1,977$2,130+33.0%
W-3$1,674$1,890$1,950$2,073$2,238+33.7%
W-4$1,791$2,040$2,103$2,229$2,403+34.2%
W-5$1,851$2,115$2,178$2,313$2,493+34.7%
O-1E$1,554$1,740$1,788$1,911$2,061+32.6%
O-2E$1,653$1,869$1,917$2,043$2,202+33.2%
O-3E$1,773$2,019$2,079$2,208$2,379+34.2%
O-1$1,353$1,503$1,521$1,650$1,779+31.5%
O-2$1,524$1,707$1,746$1,875$2,022+32.7%
O-3$1,695$1,923$1,977$2,106$2,268+33.8%
O-4$1,836$2,097$2,160$2,292$2,472+34.6%
O-5$1,872$2,142$2,205$2,337$2,520+34.6%
O-6$1,932$2,211$2,274$2,415$2,604+34.8%
O-7+$1,953$2,244$2,310$2,457$2,646+35.5%

How County Cost Group 810 compares

E-5 with dependents is #9 of 39 county cost groups. Each tick is one area.

E-5 with dependents, every county cost group, 2026

US dollars a month

County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Median $1,497Highest $3,156County Cost Group 810$2,064
County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Median $1,497Highest $3,156County Cost Group 810$2,064
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Counties covered

Counties of the ZIP codes DTMO maps to ZZ810 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Mohave County, AZ 24
  • Livingston County, NY 20
  • Ontario County, NY 19
  • Wayne County, NY 18
  • Grayson County, TX 17
  • Plumas County, CA 15
  • Tehama County, CA 13
  • Tillamook County, OR 13
  • Culpeper County, VA 12
  • Yellowstone County, MT 12

and 36 more counties.

All 366 ZIP codes in this housing area

13143 13146 13154 14098 14103 14411 14413 14414 14423 14424 14425 14429 14432 14433 14435 14437 14443 14449 14452 14453 14454 14456 14461 14462 14463 14466 14469 14470 14471 14475 14476 14477 14479 14480 14481 14485 14486 14487 14488 14489 14502 14504 14505 14510 14512 14513 14516 14517 14518 14519 14520 14522 14532 14533 14537 14538 14539 14542 14545 14547 14548 14551 14555 14556 14558 14560 14561 14563 14564 14568 14571 14585 14589 14590 14592 14836 14846 20106 22701 22713 22714 22718 22724 22726 22729 22733 22736 22737 22741 22746 28010 28115 28117 28123 28166 28625 28634 28660 28677 28687 28688 28689 28699 30623 30625 30650 30663 32619 32693 37742 37771 37772 37774 37779 37807 37846 37866 59002 59006 59007 59008 59013 59014 59015 59024 59026 59029 59037 59041 59044 59053 59054 59057 59059 59064 59068 59070 59071 59072 59073 59079 59088 59101 59102 59103 59104 59105 59106 59107 59108 59111 59112 59114 59115 59116 59117 59313 59344 59354 59419 59422 59433 59436 59467 59468 59631 59632 59634 59638 59642 59645 59701 59702 59703 59707 59721 59727 59743 59748 59750 59759 59821 59824 59855 59860 59863 59864 59865 59910 59914 59915 59929 59931 72721 72738 72740 72742 72752 72760 72773 72776 75020 75021 75058 75076 75090 75091 75092 75414 75459 75489 75491 75495 76233 76245 76264 76268 76271 76273 78003 78055 78063 78114 78121 78143 78147 78160 78161 78358 78381 78382 78883 78885 80442 80446 80447 80451 80459 80468 80478 80482 81121 81128 81147 81157 81210 81224 81225 81230 81231 81237 81239 81241 81243 81434 85360 85501 85502 85532 85539 85541 85542 85544 85545 85547 85550 85553 85554 86021 86401 86402 86403 86404 86405 86406 86409 86411 86412 86413 86426 86427 86429 86430 86431 86432 86433 86434 86436 86437 86438 86439 86440 86441 86442 86443 86444 86445 86446 89316 89415 89420 89422 89427 89821 95531 95532 95538 95543 95548 95567 95915 95923 95934 95947 95956 95971 95980 95983 95984 96020 96021 96029 96035 96055 96059 96061 96063 96074 96075 96078 96080 96090 96092 96103 96105 96106 96122 96129 96135 97107 97108 97112 97118 97122 97130 97131 97134 97135 97136 97141 97143 97147 97149 97406 97415 97444 97450 97464 97465 97476 97491 97751 97752 97753 97754 98320

Questions

What is the 2026 BAH for an E-5 at County Cost Group 810?
$2,064 a month with dependents and $1,683 without dependents, according to DTMO's 2026 rate files for MHA ZZ810.
How much is E-4 and E-6 BAH at County Cost Group 810?
E-4: $1,923 with dependents, $1,518 without. E-6: $2,388 with dependents, $1,794 without.
Did BAH go up at County Cost Group 810 in 2026?
With-dependents rates changed by +7.6% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for County Cost Group 810 be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.