Military BAHRATES

2026 Basic Allowance for Housing · ZZ660

BAH rates for County Cost Group 660, 2026

County Cost Group 660

ZZ660 · 2026 BAH

$1,449/mo

E-5 · with dependents

$17,388 a year · +0.2% vs 2025

Without dependents: $1,176/mo

Dependency status

County Cost Group 660 (code ZZ660) sets BAH for 344 ZIP codes outside DTMO's surveyed housing areas, mostly in Ohio, West Virginia, Pennsylvania, Michigan, Texas, Illinois. In 2026 an E-5 with dependents there receives $1,449 a month; without dependents, $1,176.

$1,344
Lowest grade
E-1 with dependents; O-7+ gets $2,370
+0.6%
Avg change vs 2025
all 24 grades, with dependents
#24 of 39
E-5 rank
$48 below the median of county cost groups
344
ZIP codes
mapped to ZZ660 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$1,344
$1,083
+0.2%
E-2Private (PV2) (Army), Airman (AF)
$1,344
$1,083
+0.2%
E-3Private First Class (Army), Airman First Class (AF)
$1,344
$1,083
+0.2%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$1,344
$1,083
+0.2%
E-5Sergeant (Army), Staff Sergeant (AF)
$1,449
$1,176
+0.2%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$1,752
$1,311
+1.0%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$1,821
$1,365
+1.0%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$1,896
$1,515
+1.1%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$2,010
$1,599
+0.9%
W-1Warrant Officer 1 / Warrant Officer 1
$1,770
$1,329
+1.0%
W-2Chief Warrant Officer 2
$1,851
$1,512
+1.0%
W-3Chief Warrant Officer 3
$1,947
$1,611
+0.9%
W-4Chief Warrant Officer 4
$2,034
$1,761
+0.7%
W-5Chief Warrant Officer 5
$2,142
$1,836
+0.3%
O-1EO-1 with 4+ yrs prior enlisted service
$1,833
$1,446
+1.2%
O-2EO-2 with 4+ yrs prior enlisted service
$1,932
$1,578
+0.9%
O-3EO-3 with 4+ yrs prior enlisted service
$2,049
$1,743
+0.7%
O-1Second Lieutenant
$1,494
$1,236
+0.4%
O-2First Lieutenant
$1,749
$1,419
+1.0%
O-3Captain
$1,944
$1,638
+0.9%
O-4Major
$2,175
$1,818
+0.1%
O-5Lieutenant Colonel
$2,340
$1,857
−0.1%
O-6Colonel
$2,358
$1,926
−0.3%
O-7+O-7 and above
$2,370
$1,956
−0.4%

BAH since 2022

E-5 with dependents moved from $1,242 in 2022 to $1,449 in 2026 (+16.7%).

Monthly BAH in County Cost Group 660, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$1,000$1,200$1,400$1,600$1,800$2,00020222023202420252026E-5 with dependents 2022: $1,242E-5 with dependents 2023: $1,332E-5 with dependents 2024: $1,410E-5 with dependents 2025: $1,446E-5 with dependents 2026: $1,449O-3 with dependents 2022: $1,593O-3 with dependents 2023: $1,776O-3 with dependents 2024: $1,878O-3 with dependents 2025: $1,926O-3 with dependents 2026: $1,944$1,944O-3 with dependents$1,449E-5 with dependents
$1,000$1,200$1,400$1,600$1,800$2,000202220242026E-5 with dependents 2022: $1,242E-5 with dependents 2023: $1,332E-5 with dependents 2024: $1,410E-5 with dependents 2025: $1,446E-5 with dependents 2026: $1,449O-3 with dependents 2022: $1,593O-3 with dependents 2023: $1,776O-3 with dependents 2024: $1,878O-3 with dependents 2025: $1,926O-3 with dependents 2026: $1,944$1,944$1,449
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$1,161$1,236$1,302$1,341$1,344+15.8%
E-2$1,161$1,236$1,302$1,341$1,344+15.8%
E-3$1,161$1,236$1,302$1,341$1,344+15.8%
E-4$1,161$1,236$1,302$1,341$1,344+15.8%
E-5$1,242$1,332$1,410$1,446$1,449+16.7%
E-6$1,443$1,596$1,695$1,734$1,752+21.4%
E-7$1,497$1,662$1,761$1,803$1,821+21.6%
E-8$1,557$1,731$1,833$1,875$1,896+21.8%
E-9$1,650$1,833$1,941$1,992$2,010+21.8%
W-1$1,461$1,614$1,710$1,752$1,770+21.1%
W-2$1,524$1,692$1,791$1,833$1,851+21.5%
W-3$1,596$1,779$1,881$1,929$1,947+22.0%
W-4$1,671$1,860$1,968$2,019$2,034+21.7%
W-5$1,755$1,956$2,079$2,136$2,142+22.1%
O-1E$1,509$1,671$1,770$1,812$1,833+21.5%
O-2E$1,584$1,764$1,866$1,914$1,932+22.0%
O-3E$1,677$1,869$1,983$2,034$2,049+22.2%
O-1$1,272$1,371$1,452$1,488$1,494+17.5%
O-2$1,443$1,593$1,692$1,731$1,749+21.2%
O-3$1,593$1,776$1,878$1,926$1,944+22.0%
O-4$1,782$1,986$2,112$2,172$2,175+22.1%
O-5$1,920$2,136$2,280$2,343$2,340+21.9%
O-6$1,932$2,154$2,295$2,364$2,358+22.0%
O-7+$1,944$2,166$2,310$2,379$2,370+21.9%

Without dependents

Grade20222023202420252026Change
E-1$909$954$1,005$1,053$1,083+19.1%
E-2$909$954$1,005$1,053$1,083+19.1%
E-3$909$954$1,005$1,053$1,083+19.1%
E-4$909$954$1,005$1,053$1,083+19.1%
E-5$1,014$1,062$1,116$1,167$1,176+16.0%
E-6$1,080$1,194$1,266$1,299$1,311+21.4%
E-7$1,158$1,248$1,320$1,353$1,365+17.9%
E-8$1,278$1,389$1,473$1,509$1,515+18.5%
E-9$1,341$1,458$1,548$1,584$1,599+19.2%
W-1$1,143$1,215$1,287$1,320$1,329+16.3%
W-2$1,284$1,386$1,470$1,506$1,512+17.8%
W-3$1,347$1,467$1,560$1,596$1,611+19.6%
W-4$1,455$1,608$1,704$1,743$1,761+21.0%
W-5$1,509$1,674$1,776$1,818$1,836+21.7%
O-1E$1,242$1,326$1,407$1,443$1,446+16.4%
O-2E$1,329$1,446$1,530$1,566$1,578+18.7%
O-3E$1,440$1,587$1,683$1,725$1,743+21.0%
O-1$1,074$1,134$1,188$1,236$1,236+15.1%
O-2$1,218$1,302$1,374$1,416$1,419+16.5%
O-3$1,368$1,497$1,587$1,626$1,638+19.7%
O-4$1,494$1,656$1,755$1,800$1,818+21.7%
O-5$1,527$1,698$1,797$1,839$1,857+21.6%
O-6$1,581$1,764$1,857$1,908$1,926+21.8%
O-7+$1,593$1,785$1,887$1,941$1,956+22.8%

How County Cost Group 660 compares

E-5 with dependents is #24 of 39 county cost groups. Each tick is one area.

E-5 with dependents, every county cost group, 2026

US dollars a month

County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Highest $3,156County Cost Group 660$1,449
County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Highest $3,156County Cost Group 660$1,449
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Counties covered

Counties of the ZIP codes DTMO maps to ZZ660 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Armstrong County, PA 23
  • Belmont County, OH 23
  • Jefferson County, OH 20
  • Harrison County, WV 17
  • Warren County, PA 16
  • Tuscola County, MI 13
  • Spencer County, IN 11
  • Dickinson County, MI 11
  • Preble County, OH 10
  • Gibson County, TN 9

and 44 more counties.

All 344 ZIP codes in this housing area

15656 15673 15682 15686 15736 16201 16210 16212 16218 16222 16223 16226 16228 16229 16236 16238 16244 16245 16249 16250 16253 16259 16261 16262 16263 16312 16313 16329 16340 16345 16347 16350 16351 16352 16365 16366 16367 16368 16369 16371 16402 16405 16416 16420 16436 24058 24084 24126 24129 24132 24301 24324 24347 26003 26030 26031 26032 26033 26034 26035 26036 26037 26038 26039 26040 26041 26047 26050 26055 26056 26058 26059 26060 26062 26070 26074 26075 26301 26302 26306 26323 26330 26361 26366 26369 26385 26386 26404 26408 26422 26426 26431 26438 26448 26451 26463 26568 29031 29321 29353 29364 29379 29395 38233 38316 38330 38331 38338 38343 38346 38355 38358 38369 38382 38389 40006 40045 43106 43128 43142 43160 43713 43718 43719 43759 43901 43902 43903 43905 43906 43908 43909 43910 43912 43913 43916 43917 43925 43926 43927 43928 43930 43932 43933 43934 43935 43937 43938 43939 43940 43941 43942 43943 43944 43947 43948 43950 43951 43952 43953 43961 43963 43964 43967 43970 43971 43972 43977 43983 43985 44805 44838 44840 44842 44848 44859 44864 44866 44874 44880 45070 45311 45320 45321 45330 45338 45347 45378 45381 45382 47523 47531 47536 47537 47550 47552 47556 47577 47579 47588 47611 47615 47617 47634 47635 48435 48701 48723 48726 48729 48733 48735 48741 48744 48746 48757 48758 48767 48768 49028 49036 49082 49089 49094 49255 49707 49744 49747 49753 49766 49801 49802 49815 49831 49834 49852 49870 49876 49877 49881 49892 52537 52552 52560 52584 54135 54150 54828 54835 54843 54862 54867 54876 54896 56673 56714 56726 56751 56756 56759 56761 56763 57010 57037 57069 57073 57555 57563 57566 57570 57572 58430 58444 58463 58620 58643 58758 62611 62612 62618 62622 62627 62691 62941 62956 62963 62964 62970 62973 62976 62992 62996 65611 65624 65633 65656 65675 65681 65686 65728 65737 67839 67850 69341 69352 69353 69355 69356 69357 69358 69361 69363 74521 74523 74534 74535 74536 74538 74543 74556 74557 74558 74562 74567 74572 74574 75410 75444 75494 75497 75765 75773 75783 75838 75840 75848 75859 75860 76436 76457 76531 76565 76693 79731

Questions

What is the 2026 BAH for an E-5 at County Cost Group 660?
$1,449 a month with dependents and $1,176 without dependents, according to DTMO's 2026 rate files for MHA ZZ660.
How much is E-4 and E-6 BAH at County Cost Group 660?
E-4: $1,344 with dependents, $1,083 without. E-6: $1,752 with dependents, $1,311 without.
Did BAH go up at County Cost Group 660 in 2026?
With-dependents rates changed by +0.6% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for County Cost Group 660 be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.