Military BAHRATES

2026 Basic Allowance for Housing · ZZ570

BAH rates for County Cost Group 570, 2026

County Cost Group 570

ZZ570 · 2026 BAH

$1,371/mo

E-5 · with dependents

$16,452 a year · −1.1% vs 2025

Without dependents: $1,107/mo

Dependency status

County Cost Group 570 (code ZZ570) sets BAH for 388 ZIP codes outside DTMO's surveyed housing areas, mostly in Illinois, Oklahoma, Arkansas, West Virginia, Missouri, North Carolina. In 2026 an E-5 with dependents there receives $1,371 a month; without dependents, $1,107.

$1,269
Lowest grade
E-1 with dependents; O-7+ gets $2,265
−0.8%
Avg change vs 2025
all 24 grades, with dependents
#33 of 39
E-5 rank
$126 below the median of county cost groups
388
ZIP codes
mapped to ZZ570 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$1,269
$1,023
−1.4%
E-2Private (PV2) (Army), Airman (AF)
$1,269
$1,023
−1.4%
E-3Private First Class (Army), Airman First Class (AF)
$1,269
$1,023
−1.4%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$1,269
$1,023
−1.4%
E-5Sergeant (Army), Staff Sergeant (AF)
$1,371
$1,107
−1.1%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$1,668
$1,248
−0.2%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$1,737
$1,302
−0.2%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$1,809
$1,434
−0.2%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$1,920
$1,515
−0.3%
W-1Warrant Officer 1 / Warrant Officer 1
$1,686
$1,266
−0.2%
W-2Chief Warrant Officer 2
$1,764
$1,431
−0.3%
W-3Chief Warrant Officer 3
$1,860
$1,530
−0.2%
W-4Chief Warrant Officer 4
$1,941
$1,677
−0.6%
W-5Chief Warrant Officer 5
$2,046
$1,752
−1.0%
O-1EO-1 with 4+ yrs prior enlisted service
$1,746
$1,368
−0.2%
O-2EO-2 with 4+ yrs prior enlisted service
$1,842
$1,497
−0.5%
O-3EO-3 with 4+ yrs prior enlisted service
$1,956
$1,659
−0.6%
O-1Second Lieutenant
$1,413
$1,164
−1.1%
O-2First Lieutenant
$1,665
$1,341
−0.2%
O-3Captain
$1,857
$1,557
−0.2%
O-4Major
$2,076
$1,731
−1.3%
O-5Lieutenant Colonel
$2,238
$1,770
−1.5%
O-6Colonel
$2,253
$1,836
−1.6%
O-7+O-7 and above
$2,265
$1,866
−1.7%

BAH since 2022

E-5 with dependents moved from $1,179 in 2022 to $1,371 in 2026 (+16.3%).

Monthly BAH in County Cost Group 570, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$1,000$1,200$1,400$1,600$1,800$2,00020222023202420252026E-5 with dependents 2022: $1,179E-5 with dependents 2023: $1,278E-5 with dependents 2024: $1,308E-5 with dependents 2025: $1,386E-5 with dependents 2026: $1,371O-3 with dependents 2022: $1,521O-3 with dependents 2023: $1,719O-3 with dependents 2024: $1,767O-3 with dependents 2025: $1,860O-3 with dependents 2026: $1,857$1,857O-3 with dependents$1,371E-5 with dependents
$1,000$1,200$1,400$1,600$1,800$2,000202220242026E-5 with dependents 2022: $1,179E-5 with dependents 2023: $1,278E-5 with dependents 2024: $1,308E-5 with dependents 2025: $1,386E-5 with dependents 2026: $1,371O-3 with dependents 2022: $1,521O-3 with dependents 2023: $1,719O-3 with dependents 2024: $1,767O-3 with dependents 2025: $1,860O-3 with dependents 2026: $1,857$1,857$1,371
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$1,098$1,185$1,206$1,287$1,269+15.6%
E-2$1,098$1,185$1,206$1,287$1,269+15.6%
E-3$1,098$1,185$1,206$1,287$1,269+15.6%
E-4$1,098$1,185$1,206$1,287$1,269+15.6%
E-5$1,179$1,278$1,308$1,386$1,371+16.3%
E-6$1,374$1,542$1,587$1,671$1,668+21.4%
E-7$1,428$1,605$1,653$1,740$1,737+21.6%
E-8$1,488$1,674$1,722$1,812$1,809+21.6%
E-9$1,575$1,776$1,827$1,926$1,920+21.9%
W-1$1,392$1,560$1,605$1,689$1,686+21.1%
W-2$1,452$1,635$1,683$1,770$1,764+21.5%
W-3$1,524$1,722$1,770$1,863$1,860+22.0%
W-4$1,596$1,800$1,854$1,953$1,941+21.6%
W-5$1,677$1,896$1,959$2,067$2,046+22.0%
O-1E$1,440$1,614$1,662$1,749$1,746+21.2%
O-2E$1,512$1,707$1,755$1,851$1,842+21.8%
O-3E$1,602$1,812$1,866$1,968$1,956+22.1%
O-1$1,206$1,317$1,350$1,428$1,413+17.2%
O-2$1,377$1,539$1,584$1,668$1,665+20.9%
O-3$1,521$1,719$1,767$1,860$1,857+22.1%
O-4$1,704$1,923$1,992$2,103$2,076+21.8%
O-5$1,836$2,070$2,154$2,271$2,238+21.9%
O-6$1,845$2,085$2,166$2,289$2,253+22.1%
O-7+$1,857$2,100$2,181$2,304$2,265+22.0%

Without dependents

Grade20222023202420252026Change
E-1$861$915$933$1,011$1,023+18.8%
E-2$861$915$933$1,011$1,023+18.8%
E-3$861$915$933$1,011$1,023+18.8%
E-4$861$915$933$1,011$1,023+18.8%
E-5$960$1,020$1,035$1,116$1,107+15.3%
E-6$1,023$1,155$1,188$1,251$1,248+22.0%
E-7$1,098$1,203$1,239$1,305$1,302+18.6%
E-8$1,215$1,338$1,371$1,449$1,434+18.0%
E-9$1,275$1,404$1,446$1,524$1,515+18.8%
W-1$1,083$1,170$1,206$1,266$1,266+16.9%
W-2$1,221$1,335$1,368$1,446$1,431+17.2%
W-3$1,281$1,413$1,458$1,536$1,530+19.4%
W-4$1,386$1,551$1,599$1,680$1,677+21.0%
W-5$1,440$1,620$1,665$1,755$1,752+21.7%
O-1E$1,179$1,272$1,305$1,383$1,368+16.0%
O-2E$1,263$1,392$1,428$1,506$1,497+18.5%
O-3E$1,371$1,533$1,578$1,662$1,659+21.0%
O-1$1,017$1,086$1,098$1,182$1,164+14.5%
O-2$1,155$1,251$1,275$1,356$1,341+16.1%
O-3$1,302$1,443$1,482$1,566$1,557+19.6%
O-4$1,425$1,602$1,647$1,737$1,731+21.5%
O-5$1,455$1,644$1,686$1,776$1,770+21.6%
O-6$1,509$1,707$1,746$1,845$1,836+21.7%
O-7+$1,521$1,728$1,773$1,875$1,866+22.7%

How County Cost Group 570 compares

E-5 with dependents is #33 of 39 county cost groups. Each tick is one area.

E-5 with dependents, every county cost group, 2026

US dollars a month

County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Highest $3,156County Cost Group 570$1,371
County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 880: $2,850County Cost Group 890: $3,156Lowest $1,329Highest $3,156County Cost Group 570$1,371
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Counties covered

Counties of the ZIP codes DTMO maps to ZZ570 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Boone County, WV 27
  • Vermilion County, IL 24
  • Northampton County, NC 12
  • Knox County, IN 12
  • Holmes County, OH 11
  • Phillips County, AR 11
  • Mecklenburg County, VA 10
  • Hardin County, IA 10
  • Corson County, SD 10
  • Macon County, MO 10

and 51 more counties.

All 388 ZIP codes in this housing area

23915 23917 23919 23924 23927 23950 23968 23970 24529 24580 25009 25021 25024 25028 25049 25051 25053 25081 25093 25108 25114 25130 25142 25148 25149 25154 25165 25169 25181 25193 25203 25204 25205 25206 25208 25209 25529 25572 27820 27823 27831 27832 27839 27842 27843 27844 27845 27850 27853 27862 27866 27867 27869 27870 27874 27876 27877 27887 27890 27897 28343 28351 28352 28353 28396 29001 29041 29051 29102 29111 29143 29148 29162 29911 29913 29916 29918 29921 29922 29923 29924 29932 29933 29939 29944 29945 37078 37101 37134 37185 37322 37336 37708 37709 37848 37861 37880 37881 37888 38225 38226 38229 38230 38237 38238 38241 38255 39044 39062 39082 39111 39114 39149 40040 40061 40069 40078 40310 40312 40330 40372 40376 40380 42038 42041 42050 42055 42633 44610 44611 44617 44628 44633 44637 44638 44654 44660 44661 44687 44690 47420 47421 47436 47437 47446 47451 47462 47467 47470 47512 47516 47524 47528 47535 47557 47561 47573 47578 47591 47596 47597 50006 50043 50102 50122 50126 50206 50230 50258 50259 50269 50601 50627 50672 53929 53944 53948 53950 53962 53968 54526 54530 54563 54618 54637 54641 54646 54731 54766 54819 54848 54895 56220 56223 56237 56241 56245 56280 56297 57051 57212 57214 57231 57233 57249 57353 57428 57448 57451 57471 57621 57634 57639 57641 57642 57645 57657 57658 57659 57660 58318 58384 58428 58475 58478 58482 58487 58488 58711 58748 58750 58760 58762 58783 58793 60932 60942 60960 60963 61810 61811 61812 61814 61817 61831 61832 61833 61834 61841 61844 61846 61848 61850 61857 61858 61865 61870 61876 61883 62601 62628 62631 62638 62650 62651 62660 62665 62668 62692 62695 63431 63434 63437 63439 63443 63450 63451 63468 63469 63530 63532 63534 63538 63539 63549 63552 63558 63627 63670 63673 65247 65606 65690 65692 65778 65791 68039 68047 68055 68062 68067 68071 68329 68332 68348 68443 68450 69127 69144 69146 69153 69155 70532 70546 70549 70581 70591 70640 70650 71721 71728 71743 71772 71801 71802 71825 71831 71838 71847 71855 71862 71920 71921 71923 71962 71998 71999 72312 72328 72333 72342 72353 72355 72366 72367 72369 72374 72383 72389 72390 73439 73440 73446 74338 74342 74344 74345 74346 74347 74359 74368 74427 74441 74444 74451 74452 74464 74465 74471 74545 74559 74563 74571 74578 74601 74602 74604 74631 74632 74641 74646 74647 74653 74829 74833 74859 74860 74880

Questions

What is the 2026 BAH for an E-5 at County Cost Group 570?
$1,371 a month with dependents and $1,107 without dependents, according to DTMO's 2026 rate files for MHA ZZ570.
How much is E-4 and E-6 BAH at County Cost Group 570?
E-4: $1,269 with dependents, $1,023 without. E-6: $1,668 with dependents, $1,248 without.
Did BAH go up at County Cost Group 570 in 2026?
With-dependents rates changed by −0.8% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for County Cost Group 570 be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.