2026 BAH · Kentucky

Kentucky BAH rates 2026

Kentucky has 6 military housing areas. E-5 BAH with dependents ranges from $1,365 in Paducah, KY to $1,989 in Louisville, KY.

Housing area	E-1 with	E-5 with	E-5 without	O-3 with	vs 2025
Louisville, KY	$1,809	$1,989	$1,533	$2,394	+3.0%
Lexington, KY	$1,713	$1,875	$1,440	$2,205	+7.7%
Fort Campbell, KY	$1,743	$1,815	$1,593	$2,496	+0.9%
Fort Knox, KY	$1,575	$1,647	$1,443	$2,421	+6.0%
Frankfort, KY	$1,287	$1,410	$1,104	$2,133	+11.3%
Paducah, KY	$1,293	$1,365	$1,143	$2,031	+4.9%

Bases

E-5 monthly BAH, 2026.

Installation	Service	Housing area	E-5 with	E-5 without
Fort Campbell	Army	Fort Campbell, KY	$1,815	$1,593
Fort Knox	Army	Fort Knox, KY	$1,647	$1,443

684 Kentucky ZIP codes fall outside the housing areas above and get a county cost group rate.

Group	ZIPs in KY	E-5 with	E-5 without
County Cost Group 510	335	$1,329	$1,074
County Cost Group 520	61	$1,332	$1,077
County Cost Group 540	36	$1,344	$1,086
County Cost Group 620	36	$1,419	$1,149
County Cost Group 750	35	$1,638	$1,332
County Cost Group 800	34	$1,962	$1,599
County Cost Group 530	26	$1,338	$1,080
County Cost Group 780	18	$1,815	$1,476
County Cost Group 570	15	$1,371	$1,107
County Cost Group 740	13	$1,590	$1,290
County Cost Group 790	12	$1,890	$1,542
County Cost Group 560	11	$1,362	$1,101
County Cost Group 640	11	$1,434	$1,161
County Cost Group 730	9	$1,557	$1,263
County Cost Group 710	6	$1,515	$1,227
County Cost Group 600	5	$1,404	$1,137
County Cost Group 720	5	$1,536	$1,245
County Cost Group 610	4	$1,410	$1,143
County Cost Group 650	3	$1,443	$1,167
County Cost Group 670	3	$1,461	$1,185
County Cost Group 580	2	$1,380	$1,119
County Cost Group 660	2	$1,449	$1,176
County Cost Group 680	2	$1,470	$1,191

Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
DTMO, 2025 and earlier rate files (same page), used for year-over-year change.