2026 BAH · New Jersey
New Jersey BAH rates 2026
New Jersey has 7 military housing areas. E-5 BAH with dependents ranges from $2,655 in Atlantic City, NJ to $4,749 in Northern New Jersey, NJ.
| Housing area | E-1 with | E-5 with | O-3 with |
|---|---|---|---|
| Northern New Jersey, NJ | $4,275 | $4,749 | $5,094 |
| Fort Monmouth/Earle NWS, NJ | $3,357 | $3,549 | $4,332 |
| Trenton, NJ | $3,210 | $3,465 | $4,362 |
| Perth Amboy, NJ | $3,339 | $3,393 | $4,239 |
| JB McGuire-Dix-Lakehurst, NJ | $2,715 | $2,823 | $3,552 |
| Cape May, NJ | $2,523 | $2,754 | $3,186 |
| Atlantic City, NJ | $2,559 | $2,655 | $3,624 |
Bases
E-5 monthly BAH, 2026.
| Installation | E-5 with | E-5 without |
|---|---|---|
| Joint Base McGuire-Dix-Lakehurst | $2,823 | $2,421 |
Rural New Jersey: county cost groups
34 New Jersey ZIP codes fall outside the housing areas above and get a county cost group rate.
| Group | ZIPs in NJ | E-5 with | E-5 without |
|---|---|---|---|
| County Cost Group 850 | 18 | $2,409 | $1,968 |
| County Cost Group 870 | 16 | $2,652 | $2,172 |
Sources
- Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
- DTMO, 2025 and earlier rate files (same page), used for year-over-year change.