Military BAHRATES

2026 Basic Allowance for Housing · ZZ880

BAH rates for County Cost Group 880, 2026

County Cost Group 880

ZZ880 · 2026 BAH

$2,850/mo

E-5 · with dependents

$34,200 a year · +8.4% vs 2025

Without dependents: $2,337/mo

Dependency status

County Cost Group 880 (code ZZ880) sets BAH for 130 ZIP codes outside DTMO's surveyed housing areas, mostly in Florida, Colorado, Oregon, Vermont, Illinois, Washington. In 2026 an E-5 with dependents there receives $2,850 a month; without dependents, $2,337.

$2,664
Lowest grade
E-1 with dependents; O-7+ gets $4,203
+8.5%
Avg change vs 2025
all 24 grades, with dependents
#2 of 39
E-5 rank
$1,353 above the median of county cost groups
130
ZIP codes
mapped to ZZ880 by DTMO

2026 BAH by rank, with and without dependents

Monthly rates for every pay grade; your grade is highlighted. "E" officers (O-1E to O-3E) have more than four years of prior enlisted or warrant service. Change compares with-dependents rates to 2025.

DTMO’s official BAH calculator, Department of Defense (opens in a new tab) ↗
GradeWith dependentsWithout dependentsvs 2025
(with)
E-1Private (PV1) (Army), Airman Basic (AF)
$2,664
$2,079
+8.3%
E-2Private (PV2) (Army), Airman (AF)
$2,664
$2,079
+8.3%
E-3Private First Class (Army), Airman First Class (AF)
$2,664
$2,079
+8.3%
E-4Specialist / Corporal (Army), Senior Airman (AF)
$2,664
$2,079
+8.3%
E-5Sergeant (Army), Staff Sergeant (AF)
$2,850
$2,337
+8.4%
E-6Staff Sergeant (Army), Technical Sergeant (AF)
$3,204
$2,496
+8.2%
E-7Sergeant First Class (Army), Master Sergeant (AF)
$3,306
$2,670
+8.4%
E-8Master Sergeant / First Sergeant (Army), Senior Master Sergeant (AF)
$3,420
$2,925
+8.8%
E-9Sergeant Major (Army), Chief Master Sergeant (AF)
$3,594
$3,024
+8.8%
W-1Warrant Officer 1 / Warrant Officer 1
$3,222
$2,610
+8.2%
W-2Chief Warrant Officer 2
$3,354
$2,922
+8.5%
W-3Chief Warrant Officer 3
$3,492
$3,039
+8.9%
W-4Chief Warrant Officer 4
$3,633
$3,222
+8.7%
W-5Chief Warrant Officer 5
$3,807
$3,330
+8.7%
O-1EO-1 with 4+ yrs prior enlisted service
$3,324
$2,847
+8.5%
O-2EO-2 with 4+ yrs prior enlisted service
$3,471
$3,003
+8.7%
O-3EO-3 with 4+ yrs prior enlisted service
$3,660
$3,195
+8.8%
O-1Second Lieutenant
$2,898
$2,478
+8.3%
O-2First Lieutenant
$3,201
$2,790
+8.2%
O-3Captain
$3,489
$3,072
+8.9%
O-4Major
$3,864
$3,306
+8.6%
O-5Lieutenant Colonel
$4,137
$3,369
+8.8%
O-6Colonel
$4,170
$3,471
+8.7%
O-7+O-7 and above
$4,203
$3,531
+8.6%

BAH since 2022

E-5 with dependents moved from $2,307 in 2022 to $2,850 in 2026 (+23.5%).

Monthly BAH in County Cost Group 880, 2022–2026

US dollars a month, with dependents, two common pay grades

E-5O-3
$2,000$2,500$3,000$3,500$4,00020222023202420252026E-5 with dependents 2022: $2,307E-5 with dependents 2023: $2,382E-5 with dependents 2024: $2,685E-5 with dependents 2025: $2,628E-5 with dependents 2026: $2,850O-3 with dependents 2022: $2,790O-3 with dependents 2023: $2,916O-3 with dependents 2024: $3,273O-3 with dependents 2025: $3,204O-3 with dependents 2026: $3,489$3,489O-3 with dependents$2,850E-5 with dependents
$2,000$2,500$3,000$3,500$4,000202220242026E-5 with dependents 2022: $2,307E-5 with dependents 2023: $2,382E-5 with dependents 2024: $2,685E-5 with dependents 2025: $2,628E-5 with dependents 2026: $2,850O-3 with dependents 2022: $2,790O-3 with dependents 2023: $2,916O-3 with dependents 2024: $3,273O-3 with dependents 2025: $3,204O-3 with dependents 2026: $3,489$3,489$2,850
Source: DTMO annual BAH rate files; rates in effect 1 January each year.
View as table: every grade, 2022–2026

With dependents

Grade20222023202420252026Change
E-1$2,169$2,229$2,499$2,460$2,664+22.8%
E-2$2,169$2,229$2,499$2,460$2,664+22.8%
E-3$2,169$2,229$2,499$2,460$2,664+22.8%
E-4$2,169$2,229$2,499$2,460$2,664+22.8%
E-5$2,307$2,382$2,685$2,628$2,850+23.5%
E-6$2,583$2,694$3,021$2,961$3,204+24.0%
E-7$2,661$2,772$3,114$3,051$3,306+24.2%
E-8$2,742$2,859$3,210$3,144$3,420+24.7%
E-9$2,883$3,003$3,369$3,303$3,594+24.7%
W-1$2,601$2,712$3,042$2,979$3,222+23.9%
W-2$2,694$2,811$3,156$3,090$3,354+24.5%
W-3$2,796$2,919$3,276$3,207$3,492+24.9%
W-4$2,916$3,042$3,408$3,342$3,633+24.6%
W-5$3,057$3,189$3,570$3,501$3,807+24.5%
O-1E$2,679$2,787$3,129$3,063$3,324+24.1%
O-2E$2,778$2,901$3,255$3,192$3,471+24.9%
O-3E$2,931$3,060$3,432$3,363$3,660+24.9%
O-1$2,346$2,427$2,733$2,676$2,898+23.5%
O-2$2,583$2,691$3,018$2,958$3,201+23.9%
O-3$2,790$2,916$3,273$3,204$3,489+25.1%
O-4$3,102$3,237$3,627$3,558$3,864+24.6%
O-5$3,327$3,468$3,879$3,804$4,137+24.3%
O-6$3,354$3,498$3,909$3,837$4,170+24.3%
O-7+$3,378$3,525$3,942$3,870$4,203+24.4%

Without dependents

Grade20222023202420252026Change
E-1$1,680$1,716$1,911$1,902$2,079+23.8%
E-2$1,680$1,716$1,911$1,902$2,079+23.8%
E-3$1,680$1,716$1,911$1,902$2,079+23.8%
E-4$1,680$1,716$1,911$1,902$2,079+23.8%
E-5$1,908$1,941$2,166$2,151$2,337+22.5%
E-6$2,043$2,082$2,328$2,304$2,496+22.2%
E-7$2,172$2,229$2,505$2,466$2,670+22.9%
E-8$2,361$2,451$2,757$2,700$2,925+23.9%
E-9$2,445$2,535$2,850$2,790$3,024+23.7%
W-1$2,133$2,187$2,442$2,412$2,610+22.4%
W-2$2,367$2,448$2,754$2,697$2,922+23.4%
W-3$2,454$2,544$2,865$2,805$3,039+23.8%
W-4$2,601$2,709$3,042$2,976$3,222+23.9%
W-5$2,676$2,793$3,135$3,072$3,330+24.4%
O-1E$2,307$2,376$2,682$2,625$2,847+23.4%
O-2E$2,430$2,517$2,829$2,769$3,003+23.6%
O-3E$2,580$2,685$3,015$2,952$3,195+23.8%
O-1$2,028$2,070$2,307$2,289$2,478+22.2%
O-2$2,265$2,334$2,622$2,577$2,790+23.2%
O-3$2,484$2,577$2,898$2,838$3,072+23.7%
O-4$2,661$2,772$3,111$3,048$3,306+24.2%
O-5$2,703$2,823$3,168$3,102$3,369+24.6%
O-6$2,781$2,901$3,255$3,189$3,471+24.8%
O-7+$2,817$2,949$3,309$3,249$3,531+25.3%

How County Cost Group 880 compares

E-5 with dependents is #2 of 39 county cost groups. Each tick is one area.

E-5 with dependents, every county cost group, 2026

US dollars a month

County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 890: $3,156Lowest $1,329Median $1,497Highest $3,156County Cost Group 880$2,850
County Cost Group 510: $1,329County Cost Group 520: $1,332County Cost Group 530: $1,338County Cost Group 540: $1,344County Cost Group 550: $1,353County Cost Group 560: $1,362County Cost Group 570: $1,371County Cost Group 580: $1,380County Cost Group 590: $1,392County Cost Group 600: $1,404County Cost Group 610: $1,410County Cost Group 620: $1,419County Cost Group 630: $1,425County Cost Group 640: $1,434County Cost Group 650: $1,443County Cost Group 660: $1,449County Cost Group 670: $1,461County Cost Group 680: $1,470County Cost Group 690: $1,482County Cost Group 700: $1,497County Cost Group 710: $1,515County Cost Group 720: $1,536County Cost Group 730: $1,557County Cost Group 740: $1,590County Cost Group 750: $1,638County Cost Group 760: $1,686County Cost Group 770: $1,752County Cost Group 780: $1,815County Cost Group 790: $1,890County Cost Group 800: $1,962County Cost Group 810: $2,064County Cost Group 820: $2,160County Cost Group 830: $2,250County Cost Group 840: $2,322County Cost Group 850: $2,409County Cost Group 860: $2,487County Cost Group 870: $2,652County Cost Group 890: $3,156Lowest $1,329Median $1,497Highest $3,156County Cost Group 880$2,850
Source: DTMO 2026 BAH rate files. E-5 rates in every area.

About this housing area

Counties covered

Counties of the ZIP codes DTMO maps to ZZ880 (largest overlap per ZIP, Census 2020 ZCTA file), with ZIP counts.

  • Collier County, FL 22
  • Franklin County, VT 15
  • Hernando County, FL 10
  • Park County, CO 10
  • Yamhill County, OR 10
  • Columbia County, OR 8
  • Kendall County, IL 7
  • Routt County, CO 7
  • Grand Isle County, VT 5
  • Elbert County, CO 5

and 6 more counties.

All 130 ZIP codes in this housing area

05440 05441 05447 05448 05450 05454 05455 05457 05458 05459 05460 05463 05470 05471 05474 05476 05478 05479 05481 05483 05485 05486 05488 34101 34102 34103 34104 34105 34106 34107 34108 34109 34110 34112 34113 34114 34116 34117 34119 34120 34137 34138 34139 34140 34141 34142 34143 34145 34146 34601 34602 34603 34604 34605 34606 34607 34608 34609 34611 34613 34614 34636 34661 60512 60536 60537 60538 60541 60543 60545 60560 80023 80101 80107 80117 80420 80421 80422 80427 80428 80432 80436 80438 80440 80444 80448 80449 80452 80456 80467 80469 80474 80475 80476 80477 80479 80483 80487 80488 80820 80827 80830 80835 81639 97014 97016 97018 97031 97041 97044 97048 97051 97053 97054 97056 97064 97101 97111 97114 97115 97127 97128 97132 97148 97378 97396 98610 98639 98648 98651

Questions

What is the 2026 BAH for an E-5 at County Cost Group 880?
$2,850 a month with dependents and $2,337 without dependents, according to DTMO's 2026 rate files for MHA ZZ880.
How much is E-4 and E-6 BAH at County Cost Group 880?
E-4: $2,664 with dependents, $2,079 without. E-6: $3,204 with dependents, $2,496 without.
Did BAH go up at County Cost Group 880 in 2026?
With-dependents rates changed by +8.5% on average across the 24 pay grades compared with 2025. If a published rate falls, individual rate protection keeps members who stay at the same duty station, grade and dependency status at their previous rate.
Does BAH depend on where I live or where I am stationed?
On your permanent duty station's ZIP code, not where you choose to live. Members are free to live anywhere; the rate is fixed by the duty location, pay grade and whether you have dependents.
When will 2027 BAH rates for County Cost Group 880 be published?
DTMO normally releases next year's rates in December, effective 1 January. See 2027 BAH rates.

Sources

  1. Defense Travel Management Office, BAH rates, all locations and all pay grades, 2026 (ASCII files), BAH Rate Lookup. Downloaded 2026-10-08.
  2. DTMO, 2025 and earlier rate files (same page), used for year-over-year change.

Confirm your entitlement with your finance office. How these tables are built and checked.